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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
IDI Insurance Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was 51.76%.
The industry rank for IDI Insurance Co's 3-Year RORE % or its related term are showing as below:
XTAE:IDIN's 3-Year RORE % is ranked better than 86.58% of 477
companies
in the Insurance industry
Industry Median: 11.68
vs XTAE:IDIN: 51.76
IDI Insurance Co (XTAE:IDIN) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
IDI Insurance Co 3-Year RORE % Related Terms
IDI Insurance Co 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for IDI Insurance Co's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:IDIN vs BRK.A, AIG, HIG: 3-Year RORE % Comparison
For the Insurance - Diversified subindustry, IDI Insurance Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDI Insurance Co 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, IDI Insurance Co's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where IDI Insurance Co's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
IDI Insurance Co (XTAE:IDIN) has a 3-Year RORE % of 51.76 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on IDI Insurance Co and its competitors. According to the industry distribution chart, IDI Insurance Co ranks #64 out of 477 companies in the Insurance industry, placing it in the top 13.4%.
Is IDI Insurance Co's 3-Year RORE % too high?
IDI Insurance Co's current 3-Year RORE % is 51.76. The Insurance industry median 3-Year RORE % is 11.68. IDI Insurance Co's value of 51.76 is 343.2% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #64 out of 477 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #64 out of 477 companies for 3-Year RORE %. This places IDI Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 11.68. IDI Insurance Co's value of 51.76 is 343.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.68, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current 3-Year RORE % of 51.76 is 343.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current 3-Year RORE % is 51.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪182.90, compared to a current price of ₪230.90 — trading 26.2% above its estimated fair value. The current 3-Year RORE % is 51.76 and 343.2% above the Insurance industry median of 11.68. IDI Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current 3-Year RORE % is 51.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?
Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued.
The current stock price of ₪230.90 is trading 26.2% above its estimated GF Value™ of ₪182.90.
GuruFocus considers IDI Insurance Co to be Modestly Overvalued.
Key valuation signals for XTAE:IDIN:
3-Year RORE %: 51.76
GF Value™: ₪182.90 vs. price of ₪230.90 (26.2% above fair value)
Industry Position: 343.2% above the Insurance median (#64 of 477)
No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score
Get the complete analysis for XTAE:IDIN
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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