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IDI Insurance CoXTAE:IDIN +1.61%67 ROE % is 30.85% as of Mar. 2026, which is 8% above its 10-year median of 28.48. GuruFocus rates XTAE:IDIN with a GF Score™ of 67/100 and a GF Value™ of ₪181.68 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, IDI Insurance Co ranks better than 92.02% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
IDI Insurance Co ROE % Related Terms
IDI Insurance Co ROE % Historical Data
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The historical data trend for IDI Insurance Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, IDI Insurance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDI Insurance Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, IDI Insurance Co's ROE % distribution charts can be found below:
* The bar in red indicates where IDI Insurance Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
IDI Insurance Co (XTAE:IDIN) has a ROE % of 30.85% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IDI Insurance Co and its competitors. This is near median its historical median of 28.48. Over the past decade, IDI Insurance Co's ROE % has ranged from 9.83 to 38.12. According to the industry distribution chart, IDI Insurance Co ranks #40 out of 501 companies in the Insurance industry, placing it in the top 8%.
Is IDI Insurance Co's ROE % too high?
IDI Insurance Co's current ROE % of 30.85% is near median its 10-year median of 28.48. Over the past 10 years, this metric has ranged from a low of 9.83 to a high of 38.12. The Insurance industry median ROE % is 11.63. IDI Insurance Co's value of 30.85% is 165.3% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #40 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #40 out of 501 companies for ROE %. This places IDI Insurance Co in the top 8% of its industry — outperforming the majority of peers. The industry median ROE % is 11.63. IDI Insurance Co's value of 30.85% is 165.3% above this benchmark. Historically, IDI Insurance Co's own ROE % has ranged from 9.83 to 38.12 over the past decade. While the company's 10-year median is 28.48 vs. the industry median of 11.63, IDI Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.63, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current ROE % of 30.85% is 165.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median ROE % is 11.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current ROE % is 30.85%, which is near median its own 10-year median of 28.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪181.68, compared to a current price of ₪239.60 — trading 31.9% above its estimated fair value. The current ROE % is 30.85%, which is near median its 10-year median of 28.48 and 165.3% above the Insurance industry median of 11.63. IDI Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current ROE % is 30.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?
Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued.
The current stock price of ₪239.60 is trading 31.9% above its estimated GF Value™ of ₪181.68.
GuruFocus considers IDI Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:IDIN:
ROE %: 30.85% (near median its 10-year median of 28.48)
GF Value™: ₪181.68 vs. price of ₪239.60 (31.9% above fair value)
Industry Position: 165.3% above the Insurance median (#40 of 501)
No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score
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