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IDI Insurance CoXTAE:IDIN 67 Return-on-Tangible-Equity is 43.26% as of Mar. 2026, which is 3% above its 10-year median of 42.00. GuruFocus rates XTAE:IDIN with a GF Score™ of 67/100 and a GF Value™ of ₪182.07 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 496 Insurance companies, IDI Insurance Co ranks better than 89.92% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. IDI Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was ₪393.2 Mil. IDI Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₪908.9 Mil. Therefore, IDI Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 43.26%.
The historical rank and industry rank for IDI Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
XTAE:IDIN'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 14.88 Med: 42 Max: 54.1
Current: 42.29
During the past 13 years, IDI Insurance Co's highest Return-on-Tangible-Equity was 54.10%. The lowest was 14.88%. And the median was 42.00%.
XTAE:IDIN's Return-on-Tangible-Equity is ranked better than 89.92% of 496
companies
in the Insurance industry
Industry Median: 13.585
vs XTAE:IDIN: 42.29
IDI Insurance Co (XTAE:IDIN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
IDI Insurance Co Return-on-Tangible-Equity Related Terms
IDI Insurance Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for IDI Insurance Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:IDIN vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, IDI Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDI Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, IDI Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where IDI Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 43.26% mean?
IDI Insurance Co (XTAE:IDIN) has a Return-on-Tangible-Equity of 43.26% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IDI Insurance Co and its competitors. This is near median its historical median of 42.00. Over the past decade, IDI Insurance Co's Return-on-Tangible-Equity has ranged from 14.88 to 54.10. According to the industry distribution chart, IDI Insurance Co ranks #50 out of 496 companies in the Insurance industry, placing it in the top 10.1%.
Is IDI Insurance Co's Return-on-Tangible-Equity too high?
IDI Insurance Co's current Return-on-Tangible-Equity of 43.26% is near median its 10-year median of 42.00. Over the past 10 years, this metric has ranged from a low of 14.88 to a high of 54.10. The Insurance industry median Return-on-Tangible-Equity is 13.59. IDI Insurance Co's value of 43.26% is 218.4% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #50 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #50 out of 496 companies for Return-on-Tangible-Equity. This places IDI Insurance Co in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.59. IDI Insurance Co's value of 43.26% is 218.4% above this benchmark. Historically, IDI Insurance Co's own Return-on-Tangible-Equity has ranged from 14.88 to 54.10 over the past decade. While the company's 10-year median is 42.00 vs. the industry median of 13.59, IDI Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.59, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current Return-on-Tangible-Equity of 43.26% is 218.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current Return-on-Tangible-Equity is 43.26%, which is near median its own 10-year median of 42.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪182.07, compared to a current price of ₪238.30 — trading 30.9% above its estimated fair value. The current Return-on-Tangible-Equity is 43.26%, which is near median its 10-year median of 42.00 and 218.4% above the Insurance industry median of 13.59. IDI Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current Return-on-Tangible-Equity is 43.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?
Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued.
The current stock price of ₪238.30 is trading 30.9% above its estimated GF Value™ of ₪182.07.
GuruFocus considers IDI Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:IDIN:
Return-on-Tangible-Equity: 43.26% (near median its 10-year median of 42.00)
GF Value™: ₪182.07 vs. price of ₪238.30 (30.9% above fair value)
Industry Position: 218.4% above the Insurance median (#50 of 496)
No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score
Get the complete analysis for XTAE:IDIN
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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