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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) PS Ratio : 2.30 (As of Apr. 27, 2024)


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What is Peoples Bancorp of North Carolina PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Peoples Bancorp of North Carolina's share price is $28.99. Peoples Bancorp of North Carolina's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $12.59. Hence, Peoples Bancorp of North Carolina's PS Ratio for today is 2.30.

Warning Sign:

Peoples Bancorp of North Carolina Inc stock PS Ratio (=2.32) is close to 1-year high of 2.48

The historical rank and industry rank for Peoples Bancorp of North Carolina's PS Ratio or its related term are showing as below:

PEBK' s PS Ratio Range Over the Past 10 Years
Min: 1.42   Med: 2.38   Max: 4.05
Current: 2.3

During the past 13 years, Peoples Bancorp of North Carolina's highest PS Ratio was 4.05. The lowest was 1.42. And the median was 2.38.

PEBK's PS Ratio is ranked better than
54.04% of 1449 companies
in the Banks industry
Industry Median: 2.39 vs PEBK: 2.30

Peoples Bancorp of North Carolina's Revenue per Sharefor the three months ended in Dec. 2023 was $3.10. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $12.59.

Warning Sign:

Peoples Bancorp of North Carolina Inc revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Peoples Bancorp of North Carolina was 2.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 5.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 5.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.00% per year.

During the past 13 years, Peoples Bancorp of North Carolina's highest 3-Year average Revenue per Share Growth Rate was 19.40% per year. The lowest was -3.40% per year. And the median was 6.20% per year.

Back to Basics: PS Ratio


Peoples Bancorp of North Carolina PS Ratio Historical Data

The historical data trend for Peoples Bancorp of North Carolina's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp of North Carolina PS Ratio Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.29 2.21 2.61 2.73 2.53

Peoples Bancorp of North Carolina Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.61 1.45 1.76 2.53 -

Competitive Comparison of Peoples Bancorp of North Carolina's PS Ratio

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp of North Carolina's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's PS Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's PS Ratio falls into.



Peoples Bancorp of North Carolina PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Peoples Bancorp of North Carolina's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=28.99/12.589
=2.30

Peoples Bancorp of North Carolina's Share Price of today is $28.99.
Peoples Bancorp of North Carolina's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.59.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Peoples Bancorp of North Carolina  (NAS:PEBK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Peoples Bancorp of North Carolina PS Ratio Related Terms

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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Traded in Other Exchanges
N/A
Address
518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
Executives
James S Abernethy director
Douglas S Howard director 518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr director
Benjamin I Zachary director P O BOX 467, NEWTON NC 286580467
Lance A Sellers officer: EVP and Chief Credit Officer
William D Cable officer: EVP and COO P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner officer: EVP, Chief Credit Officer PO BOX 467, NEWTON NC 28658
James Owen Perry officer: EVP Chief Retail Banking Offcr PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks director, officer: Chief Banking Support Officer PO BOX 467, NEWTON NC 28658
Christine S Abernethy 10 percent owner 518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy director, officer: Chairman P O BOX 467, NEWTON NC 286580467
A Joseph Lampron officer: EVP & CFO P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper officer: EVP/Chief Financial Officer 518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr director 2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry director 218 SOUTH MAIN STREET, NEWTON NC 28658

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