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UMB Financial (UMB Financial) PS Ratio

: 2.99 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, UMB Financial's share price is $81.31. UMB Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $27.19. Hence, UMB Financial's PS Ratio for today is 2.99.

Warning Sign:

UMB Financial Corp stock PS Ratio (=2.95) is close to 1-year high of 3.2

The historical rank and industry rank for UMB Financial's PS Ratio or its related term are showing as below:

UMBF' s PS Ratio Range Over the Past 10 Years
Min: 1.92   Med: 3.34   Max: 5.16
Current: 3

During the past 13 years, UMB Financial's highest PS Ratio was 5.16. The lowest was 1.92. And the median was 3.34.

UMBF's PS Ratio is ranked worse than
67.77% of 1455 companies
in the Banks industry
Industry Median: 2.36 vs UMBF: 3.00

UMB Financial's Revenue per Sharefor the three months ended in Dec. 2023 was $6.86. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $27.19.

Warning Sign:

UMB Financial Corp revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of UMB Financial was -2.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.00% per year.

During the past 13 years, UMB Financial's highest 3-Year average Revenue per Share Growth Rate was 40.90% per year. The lowest was -20.50% per year. And the median was 6.25% per year.

Back to Basics: PS Ratio


UMB Financial PS Ratio Historical Data

The historical data trend for UMB Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UMB Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 2.74 4.32 2.99 3.07

UMB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.99 2.02 2.21 2.27 3.07

Competitive Comparison

For the Banks - Regional subindustry, UMB Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial PS Ratio Distribution

For the Banks industry and Financial Services sector, UMB Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where UMB Financial's PS Ratio falls into.



UMB Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

UMB Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=81.31/27.194
=2.99

UMB Financial's Share Price of today is $81.31.
UMB Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $27.19.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


UMB Financial  (NAS:UMBF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


UMB Financial PS Ratio Related Terms

Thank you for viewing the detailed overview of UMB Financial's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UMB Financial (UMB Financial) Business Description

Traded in Other Exchanges
Address
1010 Grand Boulevard, Kansas, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.
Executives
Thomas S Terry officer: Chief Lending Officer 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Robert Brian Beaird officer: Chief Human Resource Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
Uma Wilson officer: Executive Vice President 1010 GRAND BLVD, KANSAS CITY MO 64106
Shannon Andresen Johnson officer: EVP/Chief HR Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
J Mariner Kemper officer: Vice Chairman 1010 GRAND BLVD., KANSAS CITY MO 64106
Abigail M Wendel officer: President - Consumer Banking 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Tamara Peterman director 1010 GRAND BLVD, KANSAS CITY MO 64106
Greg M Graves director 1010 GRAND BLVD, KANSAS CITY MO 64106
Nikki Farentino Newton officer: President, Private Wealth Mgmt 1010 GRAND BLVD, KANSAS CITY MO 64106
Timothy R. Murphy director 1524 N. CORRINGTON AVE, KANSAS CITY MO 64120
Phillip James Mason officer: President, Inst. Banking 1010 GRAND BLVD, KANSAS CITY MO 64106
Janine Davidson director 1010 GRAND BLVD, KANSAS CITY MO 64106
Lansford E. Gordon director 1001 LOCUST ST., KANSAS CITY MO 64106
Kris A Robbins director
L Joshua Sosland director