Competitive Comparison of FirstCash Holdings's Profitability Rank
For the Credit Services subindustry, FirstCash Holdings's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings's Profitability Rank Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's Profitability Rank distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's Profitability Rank falls into.
FirstCash Holdings Profitability Rank Calculation
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.
FirstCash Holdings has the Profitability Rank of 8. It has a higher profitability and may stay that way.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Profitability Rank is based on these factors:
1. Operating Margin %
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
FirstCash Holdings's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
2. Piotroski F-Score
Good Sign:
Piotroski F-Score is 7, indicates a very healthy situation.
The zones of discrimination were as such:
Good or high score = 8 or 9
Bad or low score = 0 or 1
FirstCash Holdings has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
Warning Sign:
FirstCash Holdings Inc operating margin has been in a 5-year decline. The average rate of decline per year is -3.8%.
4. Consistency of the profitability
5. Predictability Rank
FirstCash Holdings (FirstCash Holdings) Business Description
Traded in Other Exchanges
Address
1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores. Revenue is split almost equally between loans made in the United States, where the company has more than 300 retail locations, and loans made in Latin America, where the company has over 700 locations in Mexico and several more in Guatemala.
Executives
| R Douglas Orr |
officer: EVP & Chief Financial Officer |
1600 WEST 7TH STREET, FORT WORTH TX 76102 |
| Douglas Richard Rippel |
director, 10 percent owner |
8425 MYSTIC LAKES, MAIZE KS 67101 |
| Randel G Owen |
director |
C/O EMERGENCY MEDICAL SERVICES CORP, 6200 SOUTH SYRACUSE WAY, GREENWOOD VILLAGE CO 80111 |
| Howard F Hambleton |
officer: AFF President |
1660 WEST 7TH ST., FORT WORTH TX 76102 |
| Raul Ramos |
officer: SVP Latin American Operations |
1600 WEST 7TH STREET, FORT WORTH TX 76102 |
| James H Graves |
director |
ERWIN GRAVES & ASSOCIATES, 2100 MCKINNEY AVE STE 900, DALLAS TX 75205 |
| Marthea Davis |
director |
1600 WEST 7TH ST., FORT WORTH TX 76102 |
| Douglas R. Rippel Revocable Trust |
10 percent owner |
7570 W. 21ST STREET N, BUILDING 1010, SUITE C, WICHITA KS 67205 |
| Aff Services, Inc. |
10 percent owner |
7570 W. 21ST STREET N, BUILDING 1010, SUITE C, WICHITA KS 67205 |
| Paula K Garrett |
director |
1600 WEST 7TH ST, FORT WORTH TX 76102 |
| Mikel D Faulkner |
director |
180 STATE STREET 200, SOUTHLAKE TX 76092 |
| Daniel R Feehan |
director |
CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102 |
| Thomas Brent Stuart |
officer: President and COO |
1600 W. 7TH STREET, FORT WORTH TX 76102 |
| Anna M Alvarado |
officer: General Counsel |
1600 WEST 7TH STREET, FORT WORTH TX 76102 |
| Daniel E Berce |
director |
801 CHERRY STREET, SUITE 3900, C/O GM FINANCIAL COMPANY, INC., FORT WORTH TX 76102 |
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