UMB Financial (UMB Financial) Risk Assessment

View and export this data going back to 1990. Start your Free Trial

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of UMB Financial is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison

For the Banks - Regional subindustry, UMB Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UMB Financial Risk Assessment Distribution

For the Banks industry and Financial Services sector, UMB Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where UMB Financial's Risk Assessment falls into.

UMB Financial (NAS:UMBF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

UMB Financial Risk Assessment Related Terms

Thank you for viewing the detailed overview of UMB Financial's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

UMB Financial (UMB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » UMB Financial Corp (NAS:UMBF) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

UMB:Germany

Address

1010 Grand Boulevard, Kansas, MO, USA, 64106

Website

https://www.umb.com

UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.

Executives

Thomas S Terry	officer: Chief Lending Officer	1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Robert Brian Beaird	officer: Chief Human Resource Officer	1010 GRAND BLVD, KANSAS CITY MO 64106
Uma Wilson	officer: Executive Vice President	1010 GRAND BLVD, KANSAS CITY MO 64106
Shannon Andresen Johnson	officer: EVP/Chief HR Officer	1010 GRAND BLVD, KANSAS CITY MO 64106
J Mariner Kemper	officer: Vice Chairman	1010 GRAND BLVD., KANSAS CITY MO 64106
Abigail M Wendel	officer: President - Consumer Banking	1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Tamara Peterman	director	1010 GRAND BLVD, KANSAS CITY MO 64106
Greg M Graves	director	1010 GRAND BLVD, KANSAS CITY MO 64106
Nikki Farentino Newton	officer: President, Private Wealth Mgmt	1010 GRAND BLVD, KANSAS CITY MO 64106
Timothy R. Murphy	director	1524 N. CORRINGTON AVE, KANSAS CITY MO 64120
Phillip James Mason	officer: President, Inst. Banking	1010 GRAND BLVD, KANSAS CITY MO 64106
Janine Davidson	director	1010 GRAND BLVD, KANSAS CITY MO 64106
Lansford E. Gordon	director	1001 LOCUST ST., KANSAS CITY MO 64106
Kris A Robbins	director
L Joshua Sosland	director