SLM (FRA:SM1) Total Liabilities: €23,331 Mil (As of Mar. 2026)


FRA:SM1 SLM Corp FRA:SM1
78 GF Score
Price €21.80
GF Value €21.58
! 2 Warning Signs
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What is SLM Total Liabilities?

SLM FRA:SM1 -0.91% 78 Total Liabilities is €23,331 Mil as of Mar. 2026. GuruFocus rates FRA:SM1 with a GF Score™ of 78/100 and a GF Value™ of €21.58. The stock has 2 warning signs investors should review.

SLM's Total Liabilities for the quarter that ended in Mar. 2026 was €23,331 Mil.

SLM's quarterly Total Liabilities increased from Sep. 2025 (€23,229.03 Mil) to Dec. 2025 (€23,309.88 Mil) and increased from Dec. 2025 (€23,309.88 Mil) to Mar. 2026 (€23,330.75 Mil).

SLM's annual Total Liabilities increased from Dec. 2023 (€25,023.71 Mil) to Dec. 2024 (€26,656.14 Mil) but then declined from Dec. 2024 (€26,656.14 Mil) to Dec. 2025 (€23,309.88 Mil).

SLM Total Liabilities Historical Data

* Premium members only.

The historical data trend for SLM's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM Total Liabilities Chart

SLM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23,958.89 25,567.35 25,023.71 26,656.14 23,309.88

SLM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24,510.95 23,606.62 23,229.03 23,309.88 23,330.75
FRA:SM1
78GF Score
SLM Corp FRA:SM1
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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SLM Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

SLM's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=25403.336-2093.46
=23,310

SLM's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=25439.296-2108.552
=23,331

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €23,331 Mil mean?
SLM (FRA:SM1) has a Total Liabilities of €23,331 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SLM and its competitors.
Is SLM's Total Liabilities too high?
SLM's current Total Liabilities is €23,331 Mil. Overall, SLM has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does SLM's Total Liabilities compare to NNI and BFH?
SLM's Total Liabilities of €23,331 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SLM and its competitors. SLM's current Total Liabilities is €23,331 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
SLM (FRA:SM1) has a current Total Liabilities of €23,331 Mil. The stock's GF Value™ is €21.58, compared to a current price of €21.80 — trading 1% above its estimated fair value. The current Total Liabilities is €23,331 Mil. SLM's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For SLM (FRA:SM1), the current Total Liabilities is €23,331 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLM (FRA:SM1) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of €21.80 is trading 1% above its estimated GF Value™ of €21.58.

Key valuation signals for FRA:SM1:

  • Total Liabilities: €23,331 Mil
  • GF Value™: €21.58 vs. price of €21.80 (1% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the FRA:SM1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SLM Business Description

Other Exchanges SLMBP.PFD:USASLM:USA
Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
78GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.80
Price
€21.58
GF Value