CACC (Credit Acceptance) Days Payable: (As of Jun. 2026)

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CACC Credit Acceptance Corp CACC
73 GF Score
Price $577.97
GF Value $589.03
Valuation Fairly Valued
! 10 Warning Signs
View Full Analysis

What is Credit Acceptance Days Payable?

Credit Acceptance's average Accounts Payable for the three months ended in Jun. 2026 was $0 Mil. Credit Acceptance's Cost of Goods Sold for the three months ended in Jun. 2026 was $ Mil.

The historical rank and industry rank for Credit Acceptance's Days Payable or its related term are showing as below:

CACC' s Days Payable Range Over the Past 10 Years
Min: 144.37   Med: 171.09   Max: 198.18
Current: 169.87

During the past 13 years, Credit Acceptance's highest Days Payable was 198.18. The lowest was 144.37. And the median was 171.09.

CACC's Days Payable is ranked better than
79.87% of 303 companies
in the Credit Services industry
Industry Median: 32.43 vs CACC: 169.87

Credit Acceptance's Days Payable stayed the same from Jun. 2025 () to Jun. 2026 (). stayed the same

Credit Acceptance Days Payable Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Days Payable Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 167.44 171.33 144.37 149.90

Credit Acceptance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

CACC vs ENVA, KLAR, OMF: Days Payable Comparison

For the Credit Services subindustry, Credit Acceptance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Acceptance Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Days Payable distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Days Payable falls into.


CACC
73GF Score
Credit Acceptance Corp CACC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Acceptance Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Credit Acceptance's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( ( + ) / 1 ) / *365
=0 / *365
=N/A

Credit Acceptance's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( ( + ) / 1 ) / *365 / 4
=0 / *365 / 4
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Credit Acceptance (CACC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of $577.97 is trading 1.9% below its estimated GF Value™ of $589.03. GuruFocus considers Credit Acceptance to be Fairly Valued.

Key valuation signals for CACC:

  • Days Payable:
  • GF Value™: $589.03 vs. price of $577.97 (1.9% below fair value)
  • GF Score™: 73/100 with 10 warning signs

No single metric tells the full story. See the CACC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges 2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for CACC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$577.97
Price
$589.03
GF Value