Enova International (FRA:27E) Days Payable: (As of Jun. 2026)

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FRA:27E Enova International Inc FRA:27E
88 GF Score
Price €155.00
GF Value €124.45
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Enova International Days Payable?

Enova International's average Accounts Payable for the three months ended in Jun. 2026 was €0 Mil. Enova International's Cost of Goods Sold for the three months ended in Jun. 2026 was € Mil.

The historical rank and industry rank for Enova International's Days Payable or its related term are showing as below:

FRA:27E' s Days Payable Range Over the Past 10 Years
Min: 12.49   Med: 16.57   Max: 50.2
Current: 50.2

During the past 13 years, Enova International's highest Days Payable was 50.20. The lowest was 12.49. And the median was 16.57.

FRA:27E's Days Payable is ranked better than
57.89% of 304 companies
in the Credit Services industry
Industry Median: 32.92 vs FRA:27E: 50.20

Enova International's Days Payable stayed the same from Jun. 2025 () to Jun. 2026 (). stayed the same

Enova International Days Payable Historical Data

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The historical data trend for Enova International's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enova International Days Payable Chart

Enova International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
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Enova International Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

FRA:27E vs CACC, KLAR, SLM: Days Payable Comparison

For the Credit Services subindustry, Enova International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enova International Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's Days Payable distribution charts can be found below:

* The bar in red indicates where Enova International's Days Payable falls into.


FRA:27E
88GF Score
Enova International Inc FRA:27E
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enova International Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Enova International's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( ( + ) / 1 ) / *365
=0 / *365
=N/A

Enova International's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( ( + ) / 1 ) / *365 / 4
=0 / *365 / 4
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Enova International (FRA:27E) Overvalued in 2026?

Based on GuruFocus' analysis, Enova International stock appears to be overvalued. The current stock price of €155.00 is trading 24.5% above its estimated GF Value™ of €124.45. GuruFocus considers Enova International to be Modestly Overvalued.

Key valuation signals for FRA:27E:

  • Days Payable:
  • GF Value™: €124.45 vs. price of €155.00 (24.5% above fair value)
  • GF Score™: 88/100 with 7 warning signs

No single metric tells the full story. See the FRA:27E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enova International Business Description

Other Exchanges ENVA:USA
Address 175 West Jackson Boulevard, Suite 600, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
88GF Score

Get the complete analysis for FRA:27E

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€155.00
Price
€124.45
GF Value