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Klarna GroupKLAR +2.36%14 EV-to-EBITDA is 4.21 as of Aug. 22, 2026, which is 41% below its 10-year median of 7.15. GuruFocus rates KLAR with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 330 Credit Services companies, Klarna Group ranks better than 91.52% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Klarna Group's enterprise value is $2,957 Mil.
Klarna Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $703 Mil. Therefore, Klarna Group's EV-to-EBITDA for today is 4.21.
The historical rank and industry rank for Klarna Group's EV-to-EBITDA or its related term are showing as below:
KLAR'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.9 Med: 7.15 Max: 18.49
Current: 4.21
During the past 4 years, the highest EV-to-EBITDA of Klarna Group was 18.49. The lowest was 2.90. And the median was 7.15.
KLAR's EV-to-EBITDA is ranked better than 91.52% of 330
companies
in the Credit Services industry
Industry Median: 21.055
vs KLAR: 4.21
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Klarna Group's PE Ratio (TTM) for today is calculated as:
Klarna Group's share price for today is $14.33.
Klarna Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.518.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Klarna Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Klarna Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Klarna Group's EV-to-EBITDA falls into.
Klarna Group's current Enterprise Value is $2,957 Mil.
Klarna Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $703 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (KLAR) has a EV-to-EBITDA of 4.21 as of Aug. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Klarna Group. This is 41% below median its historical median of 7.15. Over the past decade, Klarna Group's EV-to-EBITDA has ranged from 2.90 to 18.49. According to the industry distribution chart, Klarna Group ranks #28 out of 330 companies in the Credit Services industry, placing it in the top 8.5%.
Is Klarna Group's EV-to-EBITDA too high?
Klarna Group's current EV-to-EBITDA of 4.21 is 41% below median its 10-year median of 7.15. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 18.49. The Credit Services industry median EV-to-EBITDA is 21.06. Klarna Group's value of 4.21 is 80% below this industry median. Based on the distribution chart, Klarna Group ranks #28 out of 330 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Klarna Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's EV-to-EBITDA compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #28 out of 330 companies for EV-to-EBITDA. This places Klarna Group in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 21.06. Klarna Group's value of 4.21 is 80% below this benchmark. Historically, Klarna Group's own EV-to-EBITDA has ranged from 2.90 to 18.49 over the past decade. While the company's 10-year median is 7.15 vs. the industry median of 21.06, Klarna Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.06, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current EV-to-EBITDA of 4.21 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Klarna Group. For the Credit Services industry, the median EV-to-EBITDA is 21.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current EV-to-EBITDA is 4.21, which is 41% below median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (KLAR) has a current EV-to-EBITDA of 4.21. The current EV-to-EBITDA is 4.21, which is 41% below median its 10-year median of 7.15 and 80% below the Credit Services industry median of 21.06. Klarna Group's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Klarna Group (KLAR), the current EV-to-EBITDA is 4.21 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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