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Klarna GroupKLAR -1.54%14 3-1 Month Momentum % is 4.77% as of Aug. 24, 2026. GuruFocus rates KLAR with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 561 Credit Services companies, Klarna Group ranks better than 85.38% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-24), Klarna Group's 3-1 Month Momentum % is 4.77%.
The industry rank for Klarna Group's 3-1 Month Momentum % or its related term are showing as below:
KLAR's 3-1 Month Momentum % is ranked better than 85.38% of 561
companies
in the Credit Services industry
Industry Median: 1.53
vs KLAR: 4.77
Klarna Group (NYSE:KLAR) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Klarna Group 3-1 Month Momentum % Related Terms
KLAR vs OMF, CACC, ENVA: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Klarna Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Klarna Group's 3-1 Month Momentum % falls into.
Klarna Group (NYSE:KLAR) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (KLAR) has a 3-1 Month Momentum % of 4.77% as of Aug. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Klarna Group and its competitors. According to the industry distribution chart, Klarna Group ranks #82 out of 561 companies in the Credit Services industry, placing it in the top 14.6%.
Is Klarna Group's 3-1 Month Momentum % too high?
Klarna Group's current 3-1 Month Momentum % is 4.77%. The Credit Services industry median 3-1 Month Momentum % is 1.53. Klarna Group's value of 4.77% is 211.8% above this industry median. Based on the distribution chart, Klarna Group ranks #82 out of 561 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Klarna Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's 3-1 Month Momentum % compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #82 out of 561 companies for 3-1 Month Momentum %. This places Klarna Group in the top 15% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 1.53. Klarna Group's value of 4.77% is 211.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 1.53, based on 561 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current 3-1 Month Momentum % of 4.77% is 211.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Klarna Group and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current 3-1 Month Momentum % is 4.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (KLAR) has a current 3-1 Month Momentum % of 4.77%. The current 3-1 Month Momentum % is 4.77% and 211.8% above the Credit Services industry median of 1.53. Klarna Group's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Klarna Group (KLAR), the current 3-1 Month Momentum % is 4.77% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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