Business Description
Ally Financial Inc
NAICS : 522390
SIC : 6159
ISIN : US02005N1000
Total Employee Number:
10,300Description
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.45 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.35 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -3 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -1.1 | |||||
3-Year EPS without NRI Growth Rate | -14.3 | |||||
3-Year Book Growth Rate | 6.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 23.99 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 7.71 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 92.62 | |||||
9-Day RSI | 85.74 | |||||
14-Day RSI | 79.89 | |||||
3-1 Month Momentum % | 9.03 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.27 | |||||
Dividend Payout Ratio | 0.07 | |||||
Forward Dividend Yield % | 2.56 | |||||
5-Year Yield-on-Cost % | 2.01 | |||||
3-Year Average Share Buyback Ratio | -1 | |||||
Shareholder Yield % | -9.26 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 14.9 | |||||
FCF Margin % | -0.12 | |||||
OCF Margin % | 44.35 | |||||
ROE % | 9.31 | |||||
ROA % | 0.72 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.14 | |||||
Forward PE Ratio | 8.83 | |||||
PE Ratio without NRI | 10.45 | |||||
Shiller PE Ratio | 10.73 | |||||
PEG Ratio | 52.25 | |||||
PS Ratio | 1.53 | |||||
PB Ratio | 1.06 | |||||
Price-to-Tangible-Book | 1.07 | |||||
Price-to-Operating-Cash-Flow | 3.44 | |||||
EV-to-Revenue | 2.97 | |||||
EV-to-Forward-Revenue | 4.23 | |||||
EV-to-FCF | -27740.04 | |||||
Price-to-GF-Value | 1.18 | |||||
Price-to-Projected-FCF | 0.75 | |||||
Price-to-DCF (Earnings Based) | 0.92 | |||||
Price-to-Median-PS-Value | 1.06 | |||||
Price-to-Graham-Number | 0.71 | |||||
FCF Yield % | -0.01 | |||||
Forward Rate of Return (Yacktman) % | 7.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Ally Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil CHF) | 7,478.088 | ||
| EPS (TTM) (CHF) | 3.274 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 79.89 | ||
| 14-Day ATR (CHF) | 0.271643 | ||
| 20-Day SMA (CHF) | 34.887 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (CHF) | 28.76 - 37.15 | ||
| Shares Outstanding (Mil) | 306.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ally Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ally Financial Inc Stock Events
| Event | Date | Price (CHF) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-16 09:00 | In 114 days | ||
| Third quarter earnings results for 2026 | 2026-10-16 07:30 | In 114 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-21 09:00 | In 27 days | ||
| Second quarter earnings results for 2026 | 2026-07-21 07:30 | In 27 days | ||
| Morgan Stanley U.S. Financials Conference | 2026-06-09 08:15 | 33.68 (+0.00%) | ||
| Bernstein Strategic Decisions Conference | 2026-05-28 08:00 | 33.55 (+0.00%) | ||
| General meeting for 2025 | 2026-05-06 09:00 | 34.24 (+0.00%) | ||
| USD 0.300000 Cash Dividend | 2026-05-04 | 34.85 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-17 09:00 | 33.11 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-17 07:30 | 33.11 (+0.00%) |
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Ally Financial Inc Frequently Asked Questions
What is Ally Financial Inc(XSWX:ALLY)'s stock price today?
The current price of XSWX:ALLY is CHF37.15. The 52 week high of XSWX:ALLY is CHF37.15 and 52 week low is CHF28.76.
When is next earnings date of Ally Financial Inc(XSWX:ALLY)?
The next earnings date of Ally Financial Inc(XSWX:ALLY) is 2026-07-21.
Does Ally Financial Inc(XSWX:ALLY) pay dividends? If so, how much?
The Dividend Yield %  of Ally Financial Inc(XSWX:ALLY) is 1.27% (As of Today), Highest Dividend Payout Ratio of Ally Financial Inc(XSWX:ALLY) was 0.51. The lowest was 0.07. And the median was 0.19. The  Forward Dividend Yield % of Ally Financial Inc(XSWX:ALLY) is 2.56%. For more information regarding to dividend, please check our Dividend Page.
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