ALLY (Ally Financial) Growth Rank: 5 (As of Aug. 03, 2026) — Near Median

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ALLY Ally Financial Inc ALLY
67 GF Score
Price $44.24
GF Value $40.58
Valuation Fairly Valued
! 6 Warning Signs
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What is Ally Financial Growth Rank?

Ally Financial ALLY +2.10% 67 Growth Rank is 5 as of Aug. 03, 2026, which is at its 10-year median of 5.00. GuruFocus rates ALLY with a GF Score™ of 67/100 and a GF Value™ of $40.58 (Fairly Valued). The stock has 6 warning signs investors should review.

Ally Financial has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Ally Financial Growth Rank Related Terms

ALLY vs FCFS, OMF, KLAR: Growth Rank Comparison

For the Credit Services subindustry, Ally Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ally Financial Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Ally Financial's Growth Rank falls into.


ALLY
67GF Score
Ally Financial Inc ALLY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
Ally Financial (ALLY) has a Growth Rank of 5 as of Aug. 03, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Ally Financial and its competitors. This is near median its historical median of 5.00. Over the past decade, Ally Financial's Growth Rank has ranged from 1.00 to 9.00.
Is Ally Financial's Growth Rank too high?
Ally Financial's current Growth Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Ally Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Growth Rank compare to FCFS and OMF?
Ally Financial's Growth Rank of 5 can be compared against companies in the Credit Services industry. Historically, Ally Financial's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Ally Financial and its competitors. Ally Financial's current Growth Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (ALLY) is currently considered Fairly Valued. The stock's GF Value™ is $40.58, compared to a current price of $44.24 — trading 9% above its estimated fair value. The current Growth Rank is 5, which is near median its 10-year median of 5.00. Ally Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Ally Financial (ALLY), the current Growth Rank is 5 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of $44.24 is trading 9% above its estimated GF Value™ of $40.58. GuruFocus considers Ally Financial to be Fairly Valued.

Key valuation signals for ALLY:

  • Growth Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: $40.58 vs. price of $44.24 (9% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
67GF Score

Get the complete analysis for ALLY

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.24
Price
$40.58
GF Value