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SezzleSEZL +3.53%80 EV-to-EBIT is 21.98 as of Aug. 14, 2026, which is 29% above its 10-year median of 17.07. GuruFocus rates SEZL with a GF Score™ of 80/100 and a GF Value™ of $87.43 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 315 Credit Services companies, Sezzle ranks better than 50.48% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sezzle's Enterprise Value is $4,415.7 Mil.
Sezzle's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $200.9 Mil. Therefore, Sezzle's EV-to-EBIT for today is 21.98.
The historical rank and industry rank for Sezzle's EV-to-EBIT or its related term are showing as below:
SEZL'
s EV-to-EBIT Range Over the Past 10 Years
Min: -141.91 Med: 17.07 Max: 82.6
Current: 21.98
During the past 8 years, the highest EV-to-EBIT of Sezzle was 82.60. The lowest was -141.91. And the median was 17.07.
SEZL's EV-to-EBIT is ranked better than 50.48% of 315
companies
in the Credit Services industry
Industry Median: 22.4
vs SEZL: 21.98
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Sezzle's Enterprise Value for the quarter that ended in Jun. 2026 was $5,820.3 Mil.
Sezzle's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $200.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sezzle EV-to-EBIT Related Terms
Sezzle EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Sezzle's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sezzle's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sezzle EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sezzle's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Sezzle's EV-to-EBIT falls into.
Sezzle's current Enterprise Value is $4,415.7 Mil.
Sezzle's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $200.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sezzle (SEZL) has a EV-to-EBIT of 21.98 as of Aug. 14, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sezzle and its competitors. This is 29% above median its historical median of 17.07. According to the industry distribution chart, Sezzle ranks #156 out of 315 companies in the Credit Services industry, placing it in the top 49.5%.
Is Sezzle's EV-to-EBIT too high?
Sezzle's current EV-to-EBIT of 21.98 is 29% above median its 10-year median of 17.07. The Credit Services industry median EV-to-EBIT is 22.40. Sezzle's value of 21.98 is 1.9% below this industry median. Based on the distribution chart, Sezzle ranks #156 out of 315 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sezzle has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sezzle's EV-to-EBIT compare to NNI and SLM?
According to the Credit Services industry distribution chart, Sezzle ranks #156 out of 315 companies for EV-to-EBIT. This puts Sezzle in the upper half of its industry. The industry median EV-to-EBIT is 22.40. Sezzle's value of 21.98 is 1.9% below this benchmark. While the company's 10-year median is 17.07 vs. the industry median of 22.40, Sezzle has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.40, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sezzle's current EV-to-EBIT of 21.98 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sezzle and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sezzle's current EV-to-EBIT is 21.98, which is 29% above median its own 10-year median of 17.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sezzle stock overvalued right now?
Based on GuruFocus' analysis, Sezzle (SEZL) is currently considered Significantly Overvalued. The stock's GF Value™ is $87.43, compared to a current price of $129.87 — trading 48.5% above its estimated fair value. The current EV-to-EBIT is 21.98, which is 29% above median its 10-year median of 17.07 and 1.9% below the Credit Services industry median of 22.40. Sezzle's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Sezzle (SEZL), the current EV-to-EBIT is 21.98 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sezzle (SEZL) Overvalued in 2026?
Based on GuruFocus' analysis, Sezzle stock appears to be overvalued.
The current stock price of $129.87 is trading 48.5% above its estimated GF Value™ of $87.43.
GuruFocus considers Sezzle to be Significantly Overvalued.
Key valuation signals for SEZL:
EV-to-EBIT: 21.98 (29% above median its 10-year median of 17.07)
GF Value™: $87.43 vs. price of $129.87 (48.5% above fair value)
Industry Position: 1.9% below the Credit Services median (#156 of 315)
No single metric tells the full story. See the SEZL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sezzle Inc is a financing institution that offers technology-driven payment platform. The Sezzle Platform offers a payments solution for consumers in the United States and Canada that has the ability to instantly extend credit at the point-of-sale, allowing consumers to purchase and receive merchandise while paying in installments over time. Consumers pay a portion of the purchase price at the point-of-sale as a down payment, and then pay off the remaining amount over time through scheduled payments. It also offer the ability to pay-in-full using the Sezzle Platform. Its operations comprise one reportable segment, the majority of which derives revenue from payment processing platform in North America.
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