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Centrum FinansoweWAR:CFS 75 3-Year EPS without NRI Growth Rate is -8.50% as of Jun. 2026. GuruFocus rates WAR:CFS with a GF Score™ of 75/100 and a GF Value™ of zł4.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 430 Credit Services companies, Centrum Finansowe ranks worse than 75.58% on this metric.
During the past 12 months, Centrum Finansowe's average EPS without NRI Growth Rate was 6.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -8.50% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 3.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Centrum Finansowe was 95.10% per year. The lowest was -32.90% per year. And the median was 7.40% per year.
Centrum Finansowe (WAR:CFS) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Centrum Finansowe 3-Year EPS without NRI Growth Rate Related Terms
WAR:CFS vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Centrum Finansowe's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's 3-Year EPS without NRI Growth Rate falls into.
Centrum Finansowe 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -8.50% mean?
Centrum Finansowe (WAR:CFS) has a 3-Year EPS without NRI Growth Rate of -8.50% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #325 out of 430 companies in the Credit Services industry, placing it in the top 75.6%.
Is Centrum Finansowe's 3-Year EPS without NRI Growth Rate too high?
Centrum Finansowe's current 3-Year EPS without NRI Growth Rate is -8.50%. Based on the distribution chart, Centrum Finansowe ranks #325 out of 430 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Centrum Finansowe has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #325 out of 430 companies for 3-Year EPS without NRI Growth Rate. This places Centrum Finansowe in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.50, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Centrum Finansowe and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current 3-Year EPS without NRI Growth Rate is -8.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.69, compared to a current price of zł4.80 — trading 2.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -8.50%. Centrum Finansowe's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current 3-Year EPS without NRI Growth Rate is -8.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued.
The current stock price of zł4.80 is trading 2.3% above its estimated GF Value™ of zł4.69.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
3-Year EPS without NRI Growth Rate: -8.50%
GF Value™: zł4.69 vs. price of zł4.80 (2.3% above fair value)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
75GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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