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Centrum FinansoweWAR:CFS 75 Shiller PE Ratio is 4.85 as of Aug. 29, 2026, which is 45% below its 10-year median of 8.76. GuruFocus rates WAR:CFS with a GF Score™ of 75/100 and a GF Value™ of zł4.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 335 Credit Services companies, Centrum Finansowe ranks better than 89.25% on this metric.
The historical rank and industry rank for Centrum Finansowe's Shiller PE Ratio or its related term are showing as below:
WAR:CFS'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.69 Med: 8.76 Max: 18.45
Current: 4.85
During the past years, Centrum Finansowe's highest Shiller PE Ratio was 18.45. The lowest was 4.69. And the median was 8.76.
WAR:CFS's Shiller PE Ratio is ranked better than 89.25% of 335
companies
in the Credit Services industry
Industry Median: 14.16
vs WAR:CFS: 4.85
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Centrum Finansowe's adjusted earnings per share data for the three months ended in Jun. 2026 was zł0.234. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is zł0.99 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Centrum Finansowe (WAR:CFS) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Centrum Finansowe Shiller PE Ratio Related Terms
Centrum Finansowe Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Centrum Finansowe's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:CFS vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, Centrum Finansowe's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centrum Finansowe's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Centrum Finansowe's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Centrum Finansowe (WAR:CFS) has a Shiller PE Ratio of 4.85 as of Aug. 29, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Centrum Finansowe and its competitors. This is 45% below median its historical median of 8.76. Over the past decade, Centrum Finansowe's Shiller PE Ratio has ranged from 4.69 to 18.45. According to the industry distribution chart, Centrum Finansowe ranks #36 out of 335 companies in the Credit Services industry, placing it in the top 10.7%.
Is Centrum Finansowe's Shiller PE Ratio too high?
Centrum Finansowe's current Shiller PE Ratio of 4.85 is 45% below median its 10-year median of 8.76. Over the past 10 years, this metric has ranged from a low of 4.69 to a high of 18.45. The Credit Services industry median Shiller PE Ratio is 14.16. Centrum Finansowe's value of 4.85 is 65.7% below this industry median. Based on the distribution chart, Centrum Finansowe ranks #36 out of 335 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Centrum Finansowe has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #36 out of 335 companies for Shiller PE Ratio. This places Centrum Finansowe in the top 11% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 14.16. Centrum Finansowe's value of 4.85 is 65.7% below this benchmark. Historically, Centrum Finansowe's own Shiller PE Ratio has ranged from 4.69 to 18.45 over the past decade. While the company's 10-year median is 8.76 vs. the industry median of 14.16, Centrum Finansowe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.16, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centrum Finansowe's current Shiller PE Ratio of 4.85 is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current Shiller PE Ratio is 4.85, which is 45% below median its own 10-year median of 8.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.69, compared to a current price of zł4.80 — trading 2.3% above its estimated fair value. The current Shiller PE Ratio is 4.85, which is 45% below median its 10-year median of 8.76 and 65.7% below the Credit Services industry median of 14.16. Centrum Finansowe's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Shiller PE Ratio is 4.85 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued.
The current stock price of zł4.80 is trading 2.3% above its estimated GF Value™ of zł4.69.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
Shiller PE Ratio: 4.85 (45% below median its 10-year median of 8.76)
GF Value™: zł4.69 vs. price of zł4.80 (2.3% above fair value)
Industry Position: 65.7% below the Credit Services median (#36 of 335)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
75GF Score
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