Centrum Finansowe (WAR:CFS) Growth Rank: 2 (As of Jul. 27, 2026) — 60% Below Median

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WAR:CFS Centrum Finansowe SA WAR:CFS
76 GF Score
Price zł4.66
GF Value zł4.39
Valuation Fairly Valued
! 6 Warning Signs
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What is Centrum Finansowe Growth Rank?

Centrum Finansowe WAR:CFS +0.87% 76 Growth Rank is 2 as of Jul. 27, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates WAR:CFS with a GF Score™ of 76/100 and a GF Value™ of zł4.39 (Fairly Valued). The stock has 6 warning signs investors should review.

Centrum Finansowe has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Centrum Finansowe Growth Rank Related Terms

WAR:CFS vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Centrum Finansowe's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Centrum Finansowe Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's Growth Rank distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's Growth Rank falls into.


WAR:CFS
76GF Score
Centrum Finansowe SA WAR:CFS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Centrum Finansowe (WAR:CFS) has a Growth Rank of 2 as of Jul. 27, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Centrum Finansowe and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, Centrum Finansowe's Growth Rank has ranged from 3.00 to 8.00.
Is Centrum Finansowe's Growth Rank too high?
Centrum Finansowe's current Growth Rank of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, Centrum Finansowe has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's Growth Rank compare to V and MA?
Centrum Finansowe's Growth Rank of 2 can be compared against companies in the Credit Services industry. Historically, Centrum Finansowe's own Growth Rank has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current Growth Rank is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.39, compared to a current price of zł4.66 — trading 6.2% above its estimated fair value. The current Growth Rank is 2, which is 60% below median its 10-year median of 5.00. Centrum Finansowe's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current Growth Rank is 2 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued. The current stock price of zł4.66 is trading 6.2% above its estimated GF Value™ of zł4.39. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • Growth Rank: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: zł4.39 vs. price of zł4.66 (6.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
76GF Score

Get the complete analysis for WAR:CFS

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.66
Price
zł4.39
GF Value