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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-24), Centrum Finansowe's 3-1 Month Momentum % is -5.20%.
The industry rank for Centrum Finansowe's 3-1 Month Momentum % or its related term are showing as below:
WAR:CFS's 3-1 Month Momentum % is ranked worse than 59.68% of 558
companies
in the Credit Services industry
Industry Median: -2.93
vs WAR:CFS: -5.20
Centrum Finansowe (WAR:CFS) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Centrum Finansowe 3-1 Month Momentum % Related Terms
WAR:CFS vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Centrum Finansowe's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's 3-1 Month Momentum % falls into.
Centrum Finansowe (WAR:CFS) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centrum Finansowe (WAR:CFS) has a 3-1 Month Momentum % of -5.20% as of Jul. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Centrum Finansowe and its competitors. According to the industry distribution chart, Centrum Finansowe ranks #333 out of 558 companies in the Credit Services industry, placing it in the top 59.7%.
Is Centrum Finansowe's 3-1 Month Momentum % too high?
Centrum Finansowe's current 3-1 Month Momentum % is -5.20%. Based on the distribution chart, Centrum Finansowe ranks #333 out of 558 companies in the Credit Services industry, which is below the industry midpoint. Overall, Centrum Finansowe has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #333 out of 558 companies for 3-1 Month Momentum %. This places Centrum Finansowe in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current 3-1 Month Momentum % is -5.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.39, compared to a current price of zł4.62 — trading 5.2% above its estimated fair value. The current 3-1 Month Momentum % is -5.20%. Centrum Finansowe's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current 3-1 Month Momentum % is -5.20% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued.
The current stock price of zł4.62 is trading 5.2% above its estimated GF Value™ of zł4.39.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
3-1 Month Momentum %: -5.20%
GF Value™: zł4.39 vs. price of zł4.62 (5.2% above fair value)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
74GF Score
Get the complete analysis for WAR:CFS
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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