Centrum FinansoweWAR:CFS 69 PEG Ratio is 0.67 as of Jun. 28, 2026, which is 1% below its 10-year median of 0.68. GuruFocus rates WAR:CFS with a GF Score™ of 69/100 and a GF Value™ of zł5.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 235 Credit Services companies, Centrum Finansowe ranks better than 57.45% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Centrum Finansowe's PEG Ratio or its related term are showing as below:
WAR:CFS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.68 Max: 4.79
Current: 0.67
During the past 13 years, Centrum Finansowe's highest PEG Ratio was 4.79. The lowest was 0.22. And the median was 0.68.
WAR:CFS's PEG Ratio is ranked better than 57.45% of 235
companies
in the Credit Services industry
Industry Median: 0.86
vs WAR:CFS: 0.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Centrum Finansowe (WAR:CFS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Centrum Finansowe PEG Ratio Related Terms
Centrum Finansowe PEG Ratio Historical Data
* Premium members only.
The historical data trend for Centrum Finansowe's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Centrum Finansowe's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centrum Finansowe PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Centrum Finansowe's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Centrum Finansowe's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Centrum Finansowe (WAR:CFS) has a PEG Ratio of 0.67 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Centrum Finansowe and its competitors. This is near median its historical median of 0.68. Over the past decade, Centrum Finansowe's PEG Ratio has ranged from 0.22 to 4.79. According to the industry distribution chart, Centrum Finansowe ranks #100 out of 235 companies in the Credit Services industry, placing it in the top 42.6%.
Is Centrum Finansowe's PEG Ratio too high?
Centrum Finansowe's current PEG Ratio of 0.67 is near median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 4.79. The Credit Services industry median PEG Ratio is 0.86. Centrum Finansowe's value of 0.67 is 22.1% below this industry median. Based on the distribution chart, Centrum Finansowe ranks #100 out of 235 companies in the Credit Services industry, which is above the industry midpoint. Overall, Centrum Finansowe has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #100 out of 235 companies for PEG Ratio. This puts Centrum Finansowe in the upper half of its industry. The industry median PEG Ratio is 0.86. Centrum Finansowe's value of 0.67 is 22.1% below this benchmark. Historically, Centrum Finansowe's own PEG Ratio has ranged from 0.22 to 4.79 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 0.86, Centrum Finansowe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Centrum Finansowe's current PEG Ratio of 0.67 is 22.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Centrum Finansowe and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centrum Finansowe's current PEG Ratio is 0.67, which is near median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł5.17, compared to a current price of zł4.74 — trading 8.3% below its estimated fair value. The current PEG Ratio is 0.67, which is near median its 10-year median of 0.68 and 22.1% below the Credit Services industry median of 0.86. Centrum Finansowe's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current PEG Ratio is 0.67 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?
Based on GuruFocus' analysis, Centrum Finansowe stock appears to be undervalued.
The current stock price of zł4.74 is trading 8.3% below its estimated GF Value™ of zł5.17.
GuruFocus considers Centrum Finansowe to be Fairly Valued.
Key valuation signals for WAR:CFS:
PEG Ratio: 0.67 (near median its 10-year median of 0.68)
GF Value™: zł5.17 vs. price of zł4.74 (8.3% below fair value)
Industry Position: 22.1% below the Credit Services median (#100 of 235)
No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
69GF Score
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