Centrum Finansowe (WAR:CFS) FCF Yield %: 29.70 (As of Aug. 10, 2026) — Near Median

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WAR:CFS Centrum Finansowe SA WAR:CFS
73 GF Score
Price zł4.74
GF Value zł4.38
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Centrum Finansowe FCF Yield %?

Centrum Finansowe WAR:CFS 73 FCF Yield % is 29.70 as of Aug. 10, 2026, which is 1% below its 10-year median of 30.06. GuruFocus rates WAR:CFS with a GF Score™ of 73/100 and a GF Value™ of zł4.38 (Fairly Valued). The stock has 6 warning signs investors should review. Among 543 Credit Services companies, Centrum Finansowe ranks better than 86% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Centrum Finansowe's Trailing 12-Month Free Cash Flow is zł14.25 Mil, and Market Cap is zł47.97 Mil. Therefore, Centrum Finansowe's FCF Yield % for today is 29.70%.

The historical rank and industry rank for Centrum Finansowe's FCF Yield % or its related term are showing as below:

WAR:CFS' s FCF Yield % Range Over the Past 10 Years
Min: 8.88   Med: 30.06   Max: 199.64
Current: 29.7


During the past 13 years, the highest FCF Yield % of Centrum Finansowe was 199.64%. The lowest was 8.88%. And the median was 30.06%.

WAR:CFS's FCF Yield % is ranked better than
86% of 543 companies
in the Credit Services industry
Industry Median: -0.56 vs WAR:CFS: 29.70

Centrum Finansowe's FCF Margin % for the quarter that ended in Dec. 2025 was 141.08%.


Centrum Finansowe FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Centrum Finansowe FCF Yield % Related Terms


Centrum Finansowe FCF Yield % Historical Data

* Premium members only.

The historical data trend for Centrum Finansowe's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centrum Finansowe FCF Yield % Chart

Centrum Finansowe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.97 43.49 20.30 21.27 28.22

Centrum Finansowe Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.44 9.44 3.23 17.57 82.56

WAR:CFS vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Centrum Finansowe's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centrum Finansowe FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Centrum Finansowe's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Centrum Finansowe's FCF Yield % falls into.


WAR:CFS
73GF Score
Centrum Finansowe SA WAR:CFS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Centrum Finansowe FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Centrum Finansowe's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=14.224 / 50.3976
=28.22%

Centrum Finansowe's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=10.402 * 4 / 50.3976
=82.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 29.70 mean?
Centrum Finansowe (WAR:CFS) has a FCF Yield % of 29.70 as of Aug. 10, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Centrum Finansowe and its competitors. This is near median its historical median of 30.06. Over the past decade, Centrum Finansowe's FCF Yield % has ranged from 8.88 to 199.64. According to the industry distribution chart, Centrum Finansowe ranks #76 out of 543 companies in the Credit Services industry, placing it in the top 14%.
Is Centrum Finansowe's FCF Yield % too high?
Centrum Finansowe's current FCF Yield % of 29.70 is near median its 10-year median of 30.06. Over the past 10 years, this metric has ranged from a low of 8.88 to a high of 199.64. Based on the distribution chart, Centrum Finansowe ranks #76 out of 543 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Centrum Finansowe has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centrum Finansowe's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Centrum Finansowe ranks #76 out of 543 companies for FCF Yield %. This places Centrum Finansowe in the top 14% of its industry — outperforming the majority of peers. Historically, Centrum Finansowe's own FCF Yield % has ranged from 8.88 to 199.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Centrum Finansowe and its competitors. Centrum Finansowe's current FCF Yield % is 29.70, which is near median its own 10-year median of 30.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centrum Finansowe stock overvalued right now?
Based on GuruFocus' analysis, Centrum Finansowe (WAR:CFS) is currently considered Fairly Valued. The stock's GF Value™ is zł4.38, compared to a current price of zł4.74 — trading 8.2% above its estimated fair value. The current FCF Yield % is 29.70, which is near median its 10-year median of 30.06. Centrum Finansowe's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Centrum Finansowe (WAR:CFS), the current FCF Yield % is 29.70 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centrum Finansowe (WAR:CFS) Overvalued in 2026?

Based on GuruFocus' analysis, Centrum Finansowe stock appears to be overvalued. The current stock price of zł4.74 is trading 8.2% above its estimated GF Value™ of zł4.38. GuruFocus considers Centrum Finansowe to be Fairly Valued.

Key valuation signals for WAR:CFS:

  • FCF Yield %: 29.70 (near median its 10-year median of 30.06)
  • GF Value™: zł4.38 vs. price of zł4.74 (8.2% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the WAR:CFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centrum Finansowe Business Description

Address ulica Grzybowska 87, Warsaw, POL, 00-844
Centrum Finansowe SA is a Polish company operating in the debt collection and receivables management industry. The company provides comprehensive debt recovery services across all stages, including pre-collection monitoring, amicable collection, legal proceedings, and enforcement verification. It manages receivables from both banking and non-banking sectors, handling mass claims as well as corporate and secured cases that require a tailored approach.
73GF Score

Get the complete analysis for WAR:CFS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.74
Price
zł4.38
GF Value