The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
As of today (2026-06-25), Ally Financial's 14-Day RSI is 79.89.
The industry rank for Ally Financial's 14-Day RSI or its related term are showing as below:
XSWX:ALLY's 14-Day RSI is ranked worse than 80.87% of 575
companies
in the Credit Services industry
Industry Median: 48.85
vs XSWX:ALLY: 79.89
Ally Financial (XSWX:ALLY) 14-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
Ally Financial 14-Day RSI Related Terms
XSWX:ALLY vs FCFS, KLAR, OMF: 14-Day RSI Comparison
For the Credit Services subindustry, Ally Financial's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial 14-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where Ally Financial's 14-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial (XSWX:ALLY) has a 14-Day RSI of 79.89 as of Jun. 25, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #465 out of 575 companies in the Credit Services industry, placing it in the top 80.9%.
Is Ally Financial's 14-Day RSI too high?
Ally Financial's current 14-Day RSI is 79.89. The Credit Services industry median 14-Day RSI is 48.85. Ally Financial's value of 79.89 is 63.5% above this industry median. Based on the distribution chart, Ally Financial ranks #465 out of 575 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ally Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's 14-Day RSI compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #465 out of 575 companies for 14-Day RSI. This places Ally Financial in the lower half of its industry. The industry median 14-Day RSI is 48.85. Ally Financial's value of 79.89 is 63.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Credit Services company?
The median 14-Day RSI among Credit Services companies is 48.85, based on 575 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ally Financial's current 14-Day RSI of 79.89 is 63.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median 14-Day RSI is 48.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current 14-Day RSI is 79.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current 14-Day RSI of 79.89. The stock's GF Value™ is CHF31.58, compared to a current price of CHF37.15 — trading 17.6% above its estimated fair value. The current 14-Day RSI is 79.89 and 63.5% above the Credit Services industry median of 48.85. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current 14-Day RSI is 79.89 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (XSWX:ALLY) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of CHF37.15 is trading 17.6% above its estimated GF Value™ of CHF31.58.
Key valuation signals for XSWX:ALLY:
14-Day RSI: 79.89
GF Value™: CHF31.58 vs. price of CHF37.15 (17.6% above fair value)
Industry Position: 63.5% above the Credit Services median (#465 of 575)
No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score
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14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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