Ally Financial (XSWX:ALLY) Momentum Rank: 8 (As of Aug. 11, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:ALLY Ally Financial Inc XSWX:ALLY
70 GF Score
Price CHF35.48
GF Value CHF32.75
! 6 Warning Signs
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What is Ally Financial Momentum Rank?

Ally Financial XSWX:ALLY 70 Momentum Rank is 8 as of Aug. 11, 2026, which is at its 10-year median of 8.00. GuruFocus rates XSWX:ALLY with a GF Score™ of 70/100 and a GF Value™ of CHF32.75. The stock has 6 warning signs investors should review.

Ally Financial has the Momentum Rank of 8.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Ally Financial Momentum Rank Related Terms

XSWX:ALLY vs FCFS, OMF, KLAR: Momentum Rank Comparison

For the Credit Services subindustry, Ally Financial's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ally Financial Momentum Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Ally Financial's Momentum Rank falls into.


XSWX:ALLY
70GF Score
Ally Financial Inc XSWX:ALLY
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 8 mean?
Ally Financial (XSWX:ALLY) has a Momentum Rank of 8 as of Aug. 11, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Ally Financial and its competitors. This is near median its historical median of 8.00. Over the past decade, Ally Financial's Momentum Rank has ranged from 7.00 to 8.00.
Is Ally Financial's Momentum Rank too high?
Ally Financial's current Momentum Rank of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 8.00. Overall, Ally Financial has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Momentum Rank compare to FCFS and OMF?
Ally Financial's Momentum Rank of 8 can be compared against companies in the Credit Services industry. Historically, Ally Financial's own Momentum Rank has ranged from 7.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Credit Services company?
A good Momentum Rank depends on the Credit Services industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Ally Financial and its competitors. Ally Financial's current Momentum Rank is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current Momentum Rank of 8. The stock's GF Value™ is CHF32.75, compared to a current price of CHF35.48 — trading 8.3% above its estimated fair value. The current Momentum Rank is 8, which is near median its 10-year median of 8.00. Ally Financial's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current Momentum Rank is 8 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (XSWX:ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of CHF35.48 is trading 8.3% above its estimated GF Value™ of CHF32.75.

Key valuation signals for XSWX:ALLY:

  • Momentum Rank: 8 (near median its 10-year median of 8.00)
  • GF Value™: CHF32.75 vs. price of CHF35.48 (8.3% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
70GF Score

Get the complete analysis for XSWX:ALLY

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF35.48
Price
CHF32.75
GF Value