Ally Financial (XSWX:ALLY) FCF Yield %: -0.01 (As of Jun. 25, 2026)


XSWX:ALLY Ally Financial Inc XSWX:ALLY
68 GF Score
Price CHF37.15
GF Value CHF31.58
! 8 Warning Signs
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What is Ally Financial FCF Yield %?

Ally Financial XSWX:ALLY +1.01% 68 FCF Yield % is -0.01 as of Jun. 25, 2026. GuruFocus rates XSWX:ALLY with a GF Score™ of 68/100 and a GF Value™ of CHF31.58. The stock has 8 warning signs investors should review. Among 541 Credit Services companies, Ally Financial ranks better than 52.13% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Ally Financial's Trailing 12-Month Free Cash Flow is CHF-9 Mil, and Market Cap is CHF11,309 Mil. Therefore, Ally Financial's FCF Yield % for today is -0.01%.

The historical rank and industry rank for Ally Financial's FCF Yield % or its related term are showing as below:

XSWX:ALLY' s FCF Yield % Range Over the Past 10 Years
Min: -13.02   Med: 3.89   Max: 41.53
Current: -0.01


During the past 13 years, the highest FCF Yield % of Ally Financial was 41.53%. The lowest was -13.02%. And the median was 3.89%.

XSWX:ALLY's FCF Yield % is ranked better than
52.13% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs XSWX:ALLY: -0.01

Ally Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 28.30%.


Ally Financial FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Ally Financial FCF Yield % Related Terms


Ally Financial FCF Yield % Historical Data

* Premium members only.

The historical data trend for Ally Financial's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial FCF Yield % Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Ally Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 22.09

XSWX:ALLY vs FCFS, KLAR, OMF: FCF Yield % Comparison

For the Credit Services subindustry, Ally Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Ally Financial's FCF Yield % falls into.


XSWX:ALLY
68GF Score
Ally Financial Inc XSWX:ALLY
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Ally Financial's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-435.108 / 0
=N/A%

Ally Financial's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=524.341 * 4 / 9495.83312
=22.09%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -0.01 mean?
Ally Financial (XSWX:ALLY) has a FCF Yield % of -0.01 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #259 out of 541 companies in the Credit Services industry, placing it in the top 47.9%.
Is Ally Financial's FCF Yield % too high?
Ally Financial's current FCF Yield % is -0.01. Based on the distribution chart, Ally Financial ranks #259 out of 541 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ally Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's FCF Yield % compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #259 out of 541 companies for FCF Yield %. This puts Ally Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ally Financial and its competitors. Ally Financial's current FCF Yield % is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current FCF Yield % of -0.01. The stock's GF Value™ is CHF31.58, compared to a current price of CHF37.15 — trading 17.6% above its estimated fair value. The current FCF Yield % is -0.01. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current FCF Yield % is -0.01 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (XSWX:ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of CHF37.15 is trading 17.6% above its estimated GF Value™ of CHF31.58.

Key valuation signals for XSWX:ALLY:

  • FCF Yield %: -0.01
  • GF Value™: CHF31.58 vs. price of CHF37.15 (17.6% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score

Get the complete analysis for XSWX:ALLY

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF37.15
Price
CHF31.58
GF Value