MSBI (Midland States Bancorp) Forward Dividend Yield %: 4.22% (As of Jun. 26, 2026)


MSBI Midland States Bancorp Inc MSBI
58 GF Score
Price $30.51
GF Value $19.02
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Midland States Bancorp Forward Dividend Yield %?

Midland States Bancorp MSBI +1.09% 58 Forward Dividend Yield % is 4.22% as of Jun. 26, 2026. GuruFocus rates MSBI with a GF Score™ of 58/100 and a GF Value™ of $19.02 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,243 Banks companies, Midland States Bancorp ranks better than 66.45% on this metric.

As of today (2026-06-26), the Forward Annual Dividend Yield of Midland States Bancorp is 4.22%.

As of today (2026-06-26), the Trailing Annual Dividend Yield of Midland States Bancorp is 4.22%.

MSBI's Forward Dividend Yield % is ranked better than
66.45% of 1243 companies
in the Banks industry
Industry Median: 3.14 vs MSBI: 4.22

Midland States Bancorp's Dividends per Share for the three months ended in Mar. 2026 was $0.32.

During the past 12 months, Midland States Bancorp's average Dividends Per Share Growth Rate was 2.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Midland States Bancorp was 39.20% per year. The lowest was 2.80% per year. And the median was 6.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Midland States Bancorp  (NAS:MSBI) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Midland States Bancorp Forward Dividend Yield % Related Terms


MSBI vs BHB, RCBC, NPB: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Midland States Bancorp's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Midland States Bancorp Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Midland States Bancorp's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Midland States Bancorp's Forward Dividend Yield % falls into.


MSBI
58GF Score
Midland States Bancorp Inc MSBI
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Midland States Bancorp Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Midland States Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3200002026-05-152026-05-152026-05-22Cash DividendquarterlyUSD:USD 1.000000
USD 0.3200002026-02-132026-02-132026-02-20Cash DividendquarterlyUSD:USD 1.000000
USD 0.3200002025-11-142025-11-142025-11-21Cash DividendquarterlyUSD:USD 1.000000
USD 0.3200002025-08-152025-08-152025-08-22Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Midland States Bancorp's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.28/30.51
=4.20 %

Current Share Price is $30.51.
Midland States Bancorp's Dividends per Share for the forward twelve months is calculated as $0.32 * 4 = $1.28.

Midland States Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.28/30.51
=4.20 %

Current Share Price is $30.51.
Midland States Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.28.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 4.22% mean?
Midland States Bancorp (MSBI) has a Forward Dividend Yield % of 4.22% as of Jun. 26, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Midland States Bancorp and its competitors. According to the industry distribution chart, Midland States Bancorp ranks #417 out of 1243 companies in the Banks industry, placing it in the top 33.5%.
Is Midland States Bancorp's Forward Dividend Yield % too high?
Midland States Bancorp's current Forward Dividend Yield % is 4.22%. The Banks industry median Forward Dividend Yield % is 3.14. Midland States Bancorp's value of 4.22% is 34.4% above this industry median. Based on the distribution chart, Midland States Bancorp ranks #417 out of 1243 companies in the Banks industry, which is above the industry midpoint. Overall, Midland States Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Forward Dividend Yield % compare to BHB and RCBC?
According to the Banks industry distribution chart, Midland States Bancorp ranks #417 out of 1243 companies for Forward Dividend Yield %. This puts Midland States Bancorp in the upper half of its industry. The industry median Forward Dividend Yield % is 3.14. Midland States Bancorp's value of 4.22% is 34.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Midland States Bancorp's current Forward Dividend Yield % of 4.22% is 34.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Midland States Bancorp and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland States Bancorp's current Forward Dividend Yield % is 4.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.02, compared to a current price of $30.51 — trading 60.4% above its estimated fair value. The current Forward Dividend Yield % is 4.22% and 34.4% above the Banks industry median of 3.14. Midland States Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Forward Dividend Yield % is 4.22% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $30.51 is trading 60.4% above its estimated GF Value™ of $19.02. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Forward Dividend Yield %: 4.22%
  • GF Value™: $19.02 vs. price of $30.51 (60.4% above fair value)
  • GF Score™: 58/100 with 7 warning signs
  • Industry Position: 34.4% above the Banks median (#417 of 1243)

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score

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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.51
Price
$19.02
GF Value