MSBI (Midland States Bancorp) Altman Z-Score


MSBI Midland States Bancorp Inc MSBI
58 GF Score
Price $30.72
GF Value $19.02
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Midland States Bancorp Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

MSBI
58GF Score
Midland States Bancorp Inc MSBI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $30.72 is trading 61.5% above its estimated GF Value™ of $19.02. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Altman Z-Score:
  • GF Value™: $19.02 vs. price of $30.72 (61.5% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score

Get the complete analysis for MSBI

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.72
Price
$19.02
GF Value