MSBI (Midland States Bancorp) Total Liabilities: $5,989.0 Mil (As of Mar. 2026)


MSBI Midland States Bancorp Inc MSBI
58 GF Score
Price $31.11
GF Value $19.02
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Midland States Bancorp Total Liabilities?

Midland States Bancorp MSBI -0.38% 58 Total Liabilities is $5,989.0 Mil as of Mar. 2026. GuruFocus rates MSBI with a GF Score™ of 58/100 and a GF Value™ of $19.02 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Midland States Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $5,989.0 Mil.

Midland States Bancorp's quarterly Total Liabilities declined from Sep. 2025 ($6,327.51 Mil) to Dec. 2025 ($5,947.92 Mil) but then increased from Dec. 2025 ($5,947.92 Mil) to Mar. 2026 ($5,989.01 Mil).

Midland States Bancorp's annual Total Liabilities declined from Dec. 2023 ($7,074.93 Mil) to Dec. 2024 ($6,795.96 Mil) and declined from Dec. 2024 ($6,795.96 Mil) to Dec. 2025 ($5,947.92 Mil).


Midland States Bancorp Total Liabilities Historical Data

* Premium members only.

The historical data trend for Midland States Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Midland States Bancorp Total Liabilities Chart

Midland States Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,779.97 7,096.93 7,074.93 6,795.96 5,947.92

Midland States Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,713.37 6,534.17 6,327.51 5,947.92 5,989.01
MSBI
58GF Score
Midland States Bancorp Inc MSBI
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Midland States Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Midland States Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=6513.42-565.499
=5,947.9

Midland States Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=6547.963-558.954
=5,989.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $5,989.0 Mil mean?
Midland States Bancorp (MSBI) has a Total Liabilities of $5,989.0 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Midland States Bancorp and its competitors.
Is Midland States Bancorp's Total Liabilities too high?
Midland States Bancorp's current Total Liabilities is $5,989.0 Mil. Overall, Midland States Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Total Liabilities compare to AMBZ and NPB?
Midland States Bancorp's Total Liabilities of $5,989.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Midland States Bancorp and its competitors. Midland States Bancorp's current Total Liabilities is $5,989.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.02, compared to a current price of $31.11 — trading 63.6% above its estimated fair value. The current Total Liabilities is $5,989.0 Mil. Midland States Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Total Liabilities is $5,989.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $31.11 is trading 63.6% above its estimated GF Value™ of $19.02. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Total Liabilities: $5,989.0 Mil
  • GF Value™: $19.02 vs. price of $31.11 (63.6% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.11
Price
$19.02
GF Value