Midland States BancorpMSBI +1.09%58 Dividend Yield % is 4.22% as of Jun. 26, 2026, which is 4% below its 10-year median of 4.38. GuruFocus rates MSBI with a GF Score™ of 58/100 and a GF Value™ of $19.01 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Midland States Bancorp ranks better than 67.87% on this metric.
As of today (2026-06-26), the Trailing Annual Dividend Yield of Midland States Bancorp is 4.22%.
Warning Sign:
Midland States Bancorp Inc stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for Midland States Bancorp's Dividend Yield % or its related term are showing as below:
MSBI'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.49 Med: 4.38 Max: 8.54
Current: 4.22
During the past 13 years, the highest Dividend Yield of Midland States Bancorp was 8.54%. The lowest was 0.49%. And the median was 4.38%.
MSBI's Dividend Yield % is ranked better than 67.87% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs MSBI: 4.22
During the past 12 months, Midland States Bancorp's average Dividends Per Share Growth Rate was 2.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 3.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Midland States Bancorp was 39.20% per year. The lowest was 2.80% per year. And the median was 6.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Midland States Bancorp (NAS:MSBI) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Midland States Bancorp Dividend Yield % Related Terms
Midland States Bancorp Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Midland States Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MSBI vs BHB, RCBC, NPB: Dividend Yield % Comparison
For the Banks - Regional subindustry, Midland States Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Midland States Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Midland States Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Midland States Bancorp's Dividend Yield % falls into.
Midland States Bancorp Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Midland States Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.320000
2026-05-15
2026-05-15
2026-05-22
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.320000
2026-02-13
2026-02-13
2026-02-20
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.320000
2025-11-14
2025-11-14
2025-11-21
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.320000
2025-08-15
2025-08-15
2025-08-22
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Midland States Bancorp (MSBI) has a Dividend Yield % of 4.22% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Midland States Bancorp and its competitors. This is near median its historical median of 4.38. Over the past decade, Midland States Bancorp's Dividend Yield % has ranged from 0.49 to 8.54. According to the industry distribution chart, Midland States Bancorp ranks #402 out of 1251 companies in the Banks industry, placing it in the top 32.1%.
Is Midland States Bancorp's Dividend Yield % too high?
Midland States Bancorp's current Dividend Yield % of 4.22% is near median its 10-year median of 4.38. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 8.54. The Banks industry median Dividend Yield % is 3.03. Midland States Bancorp's value of 4.22% is 39.3% above this industry median. Based on the distribution chart, Midland States Bancorp ranks #402 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Midland States Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Dividend Yield % compare to BHB and RCBC?
According to the Banks industry distribution chart, Midland States Bancorp ranks #402 out of 1251 companies for Dividend Yield %. This puts Midland States Bancorp in the upper half of its industry. The industry median Dividend Yield % is 3.03. Midland States Bancorp's value of 4.22% is 39.3% above this benchmark. Historically, Midland States Bancorp's own Dividend Yield % has ranged from 0.49 to 8.54 over the past decade. While the company's 10-year median is 4.38 vs. the industry median of 3.03, Midland States Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Midland States Bancorp's current Dividend Yield % of 4.22% is 39.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Midland States Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland States Bancorp's current Dividend Yield % is 4.22%, which is near median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.01, compared to a current price of $30.51 — trading 60.5% above its estimated fair value. The current Dividend Yield % is 4.22%, which is near median its 10-year median of 4.38 and 39.3% above the Banks industry median of 3.03. Midland States Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Dividend Yield % is 4.22% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Midland States Bancorp (MSBI) Overvalued in 2026?
Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued.
The current stock price of $30.51 is trading 60.5% above its estimated GF Value™ of $19.01.
GuruFocus considers Midland States Bancorp to be Significantly Overvalued.
Key valuation signals for MSBI:
Dividend Yield %: 4.22% (near median its 10-year median of 4.38)
GF Value™: $19.01 vs. price of $30.51 (60.5% above fair value)
Industry Position: 39.3% above the Banks median (#402 of 1251)
No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score
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