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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-06), Midland States Bancorp's 3-1 Month Momentum % is 12.08%.
The industry rank for Midland States Bancorp's 3-1 Month Momentum % or its related term are showing as below:
MSBI's 3-1 Month Momentum % is ranked better than 80.5% of 1574
companies
in the Banks industry
Industry Median: 4.05
vs MSBI: 12.08
Midland States Bancorp (NAS:MSBI) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Midland States Bancorp 3-1 Month Momentum % Related Terms
MSBI vs THVB, BCAL, ALPIB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Midland States Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Midland States Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Midland States Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Midland States Bancorp's 3-1 Month Momentum % falls into.
Midland States Bancorp (NAS:MSBI) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Midland States Bancorp (MSBI) has a 3-1 Month Momentum % of 12.08% as of Aug. 06, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Midland States Bancorp and its competitors. According to the industry distribution chart, Midland States Bancorp ranks #307 out of 1574 companies in the Banks industry, placing it in the top 19.5%.
Is Midland States Bancorp's 3-1 Month Momentum % too high?
Midland States Bancorp's current 3-1 Month Momentum % is 12.08%. The Banks industry median 3-1 Month Momentum % is 4.05. Midland States Bancorp's value of 12.08% is 198.3% above this industry median. Based on the distribution chart, Midland States Bancorp ranks #307 out of 1574 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Midland States Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's 3-1 Month Momentum % compare to THVB and BCAL?
According to the Banks industry distribution chart, Midland States Bancorp ranks #307 out of 1574 companies for 3-1 Month Momentum %. This places Midland States Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.05. Midland States Bancorp's value of 12.08% is 198.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.05, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Midland States Bancorp's current 3-1 Month Momentum % of 12.08% is 198.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Midland States Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland States Bancorp's current 3-1 Month Momentum % is 12.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.40, compared to a current price of $33.76 — trading 74% above its estimated fair value. The current 3-1 Month Momentum % is 12.08% and 198.3% above the Banks industry median of 4.05. Midland States Bancorp's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current 3-1 Month Momentum % is 12.08% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Midland States Bancorp (MSBI) Overvalued in 2026?
Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued.
The current stock price of $33.76 is trading 74% above its estimated GF Value™ of $19.40.
GuruFocus considers Midland States Bancorp to be Significantly Overvalued.
Key valuation signals for MSBI:
3-1 Month Momentum %: 12.08%
GF Value™: $19.40 vs. price of $33.76 (74% above fair value)
Industry Position: 198.3% above the Banks median (#307 of 1574)
No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
52GF Score
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