MSBI (Midland States Bancorp) Institutional Ownership: 73.83% (As of Jul. 14, 2026)

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MSBI Midland States Bancorp Inc MSBI
56 GF Score
Price $30.54
GF Value $19.00
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Midland States Bancorp Institutional Ownership?

Midland States Bancorp MSBI -0.75% 56 Institutional Ownership is 73.83% as of Jul. 14, 2026. GuruFocus rates MSBI with a GF Score™ of 56/100 and a GF Value™ of $19.00 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Midland States Bancorp's institutional ownership is 73.83%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Midland States Bancorp's Insider Ownership is 9.03%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Midland States Bancorp's Float Percentage Of Total Shares Outstanding is 92.20%.

Midland States Bancorp Institutional Ownership Historical Data

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The historical data trend for Midland States Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Midland States Bancorp Institutional Ownership Chart

Midland States Bancorp Historical Data

The historical data trend for Midland States Bancorp can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 38.55 37.95 37.49 38.49 38.10 38.46 38.04 37.28 36.92 38.11
MSBI
56GF Score
Midland States Bancorp Inc MSBI
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Midland States Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 73.83% mean?
Midland States Bancorp (MSBI) has a Institutional Ownership of 73.83% as of Jul. 14, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Midland States Bancorp and its competitors.
Is Midland States Bancorp's Institutional Ownership too high?
Midland States Bancorp's current Institutional Ownership is 73.83%. Overall, Midland States Bancorp has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Institutional Ownership compare to AMBZ and NPB?
Midland States Bancorp's Institutional Ownership of 73.83% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Midland States Bancorp and its competitors. Midland States Bancorp's current Institutional Ownership is 73.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.00, compared to a current price of $30.54 — trading 60.7% above its estimated fair value. The current Institutional Ownership is 73.83%. Midland States Bancorp's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Institutional Ownership is 73.83% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $30.54 is trading 60.7% above its estimated GF Value™ of $19.00. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Institutional Ownership: 73.83%
  • GF Value™: $19.00 vs. price of $30.54 (60.7% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
56GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.54
Price
$19.00
GF Value