MSBI (Midland States Bancorp) Growth Rank: 2 (As of Aug. 16, 2026) — 33% Below Median

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MSBI Midland States Bancorp Inc MSBI
58 GF Score
Price $33.38
GF Value $19.59
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Midland States Bancorp Growth Rank?

Midland States Bancorp MSBI -0.74% 58 Growth Rank is 2 as of Aug. 16, 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates MSBI with a GF Score™ of 58/100 and a GF Value™ of $19.59 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Midland States Bancorp has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Midland States Bancorp Growth Rank Related Terms

MSBI vs THVB, BCAL, ALPIB: Growth Rank Comparison

For the Banks - Regional subindustry, Midland States Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Midland States Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Midland States Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Midland States Bancorp's Growth Rank falls into.


MSBI
58GF Score
Midland States Bancorp Inc MSBI
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Midland States Bancorp (MSBI) has a Growth Rank of 2 as of Aug. 16, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Midland States Bancorp and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, Midland States Bancorp's Growth Rank has ranged from 1.00 to 9.00.
Is Midland States Bancorp's Growth Rank too high?
Midland States Bancorp's current Growth Rank of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Midland States Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Growth Rank compare to THVB and BCAL?
Midland States Bancorp's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Midland States Bancorp's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Midland States Bancorp and its competitors. Midland States Bancorp's current Growth Rank is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.59, compared to a current price of $33.38 — trading 70.4% above its estimated fair value. The current Growth Rank is 2, which is 33% below median its 10-year median of 3.00. Midland States Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Growth Rank is 2 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $33.38 is trading 70.4% above its estimated GF Value™ of $19.59. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Growth Rank: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: $19.59 vs. price of $33.38 (70.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.38
Price
$19.59
GF Value