MSBI (Midland States Bancorp) Buyback Yield %: 1.26 (As of Jul. 03, 2026) — 41% Below Median


MSBI Midland States Bancorp Inc MSBI
58 GF Score
Price $30.35
GF Value $19.09
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Midland States Bancorp Buyback Yield %?

Midland States Bancorp MSBI -3.31% 58 Buyback Yield % is 1.26 as of Jul. 03, 2026, which is 41% below its 10-year median of 2.14. GuruFocus rates MSBI with a GF Score™ of 58/100 and a GF Value™ of $19.09 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 626 Banks companies, Midland States Bancorp ranks better than 68.21% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Midland States Bancorp's current buyback yield was 1.26%.


Midland States Bancorp Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Midland States Bancorp's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Midland States Bancorp Buyback Yield % Chart

Midland States Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 0.19 3.01 1.04 2.15

Midland States Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.14 -0.01 2.15 1.71

MSBI vs AMBZ, NPB, BHB: Buyback Yield % Comparison

For the Banks - Regional subindustry, Midland States Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Midland States Bancorp Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Midland States Bancorp's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Midland States Bancorp's Buyback Yield % falls into.


MSBI
58GF Score
Midland States Bancorp Inc MSBI
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Midland States Bancorp Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Midland States Bancorp's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-9.658 + 0) / 448.1689
=2.15%

Midland States Bancorp's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-7.924 + 0) / 464.36034
=1.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 1.26 mean?
Midland States Bancorp (MSBI) has a Buyback Yield % of 1.26 as of Jul. 03, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Midland States Bancorp and its competitors. This is 41% below median its historical median of 2.14. According to the industry distribution chart, Midland States Bancorp ranks #199 out of 626 companies in the Banks industry, placing it in the top 31.8%.
Is Midland States Bancorp's Buyback Yield % too high?
Midland States Bancorp's current Buyback Yield % of 1.26 is 41% below median its 10-year median of 2.14. The Banks industry median Buyback Yield % is 0.42. Midland States Bancorp's value of 1.26 is 200% above this industry median. Based on the distribution chart, Midland States Bancorp ranks #199 out of 626 companies in the Banks industry, which is above the industry midpoint. Overall, Midland States Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's Buyback Yield % compare to AMBZ and NPB?
According to the Banks industry distribution chart, Midland States Bancorp ranks #199 out of 626 companies for Buyback Yield %. This puts Midland States Bancorp in the upper half of its industry. The industry median Buyback Yield % is 0.42. Midland States Bancorp's value of 1.26 is 200% above this benchmark. While the company's 10-year median is 2.14 vs. the industry median of 0.42, Midland States Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Midland States Bancorp's current Buyback Yield % of 1.26 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Midland States Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland States Bancorp's current Buyback Yield % is 1.26, which is 41% below median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Midland States Bancorp (MSBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.09, compared to a current price of $30.35 — trading 59% above its estimated fair value. The current Buyback Yield % is 1.26, which is 41% below median its 10-year median of 2.14 and 200% above the Banks industry median of 0.42. Midland States Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Midland States Bancorp (MSBI), the current Buyback Yield % is 1.26 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (MSBI) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of $30.35 is trading 59% above its estimated GF Value™ of $19.09. GuruFocus considers Midland States Bancorp to be Significantly Overvalued.

Key valuation signals for MSBI:

  • Buyback Yield %: 1.26 (41% below median its 10-year median of 2.14)
  • GF Value™: $19.09 vs. price of $30.35 (59% above fair value)
  • GF Score™: 58/100 with 7 warning signs
  • Industry Position: 200% above the Banks median (#199 of 626)

No single metric tells the full story. See the MSBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Midland States Bancorp Business Description

Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
58GF Score

Get the complete analysis for MSBI

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.35
Price
$19.09
GF Value