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Investment Friends SE (WAR:IFR) Return-on-Tangible-Equity : 1.41% (As of Mar. 2025)


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What is Investment Friends SE Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Investment Friends SE's annualized net income for the quarter that ended in Mar. 2025 was zł0.08 Mil. Investment Friends SE's average shareholder tangible equity for the quarter that ended in Mar. 2025 was zł5.65 Mil. Therefore, Investment Friends SE's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 1.41%.

The historical rank and industry rank for Investment Friends SE's Return-on-Tangible-Equity or its related term are showing as below:

WAR:IFR' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -89.22   Med: 0.32   Max: 3.88
Current: 2.88

During the past 13 years, Investment Friends SE's highest Return-on-Tangible-Equity was 3.88%. The lowest was -89.22%. And the median was 0.32%.

WAR:IFR's Return-on-Tangible-Equity is not ranked
in the Credit Services industry.
Industry Median: 6.31 vs WAR:IFR: 2.88

Investment Friends SE Return-on-Tangible-Equity Historical Data

The historical data trend for Investment Friends SE's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Investment Friends SE Return-on-Tangible-Equity Chart

Investment Friends SE Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Jun20 Jun21 Jun22 Jun23 Jun24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.67 2.44 3.87 0.14

Investment Friends SE Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 -1.93 15.95 -3.97 1.41

Competitive Comparison of Investment Friends SE's Return-on-Tangible-Equity

For the Credit Services subindustry, Investment Friends SE's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investment Friends SE's Return-on-Tangible-Equity Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Investment Friends SE's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Investment Friends SE's Return-on-Tangible-Equity falls into.


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Investment Friends SE Return-on-Tangible-Equity Calculation

Investment Friends SE's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jun. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jun. 2024 )  (A: Jun. 2023 )(A: Jun. 2024 )
=0.008/( (5.566+5.546 )/ 2 )
=0.008/5.556
=0.14 %

Investment Friends SE's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=0.08/( (5.554+5.754)/ 2 )
=0.08/5.654
=1.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Investment Friends SE  (WAR:IFR) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Investment Friends SE Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Investment Friends SE's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Investment Friends SE Business Description

Traded in Other Exchanges
N/A
Address
Tornimae Street 5, Harju Maakond, Kesklinna Linnaosa, Tallinn, EST, 10145
Investment Friends SE provides financial services. The company's main activity is granting loans generating revenue from the interest on loans granted. Geographically, the company derives a majority of its revenue from its customers in Estonia and the rest from Poland.

Investment Friends SE Headlines

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