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PFS (Provident Financial Services) Scaled Net Operating Assets : 0.09 (As of Mar. 2025)


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What is Provident Financial Services Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Provident Financial Services's operating assets for the quarter that ended in Mar. 2025 was $21,111.9 Mil. Provident Financial Services's operating liabilities for the quarter that ended in Mar. 2025 was $18,944.2 Mil. Provident Financial Services's Total Assets for the quarter that ended in Dec. 2024 was $24,051.8 Mil. Therefore, Provident Financial Services's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2025 was 0.09.

Provident Financial Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Provident Financial Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(23845.886-19141.799)/14210.81
=0.33

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=24051.825 - 205.939
=23845.886

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=21450.618 - 2308.819 - 0
=19141.799

Provident Financial Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2025 )
=(Operating Assets (Q: Mar. 2025 )-Operating Liabilities (Q: Mar. 2025 ))/Total Assets (Q: Dec. 2024 )
=(21111.898-18944.215)/24051.825
=0.09

where

Operating Assets(Q: Mar. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=24224.759 - 3112.861
=21111.898

Operating Liabilities(Q: Mar. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=21565.965 - 2621.75 - 0
=18944.215

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services Scaled Net Operating Assets Related Terms

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Provident Financial Services Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Provident Financial Services Inc (NYSE:PFS) » Definitions » Scaled Net Operating Assets
Comparable Companies
SYBT BANC BANR NBTB FRME SBCF TRMK PPBI WAFD FFBC NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 MIL:UCG SGX:D05 XPAR:BNP MIL:ISP NSE:SBIN ISX:BBCA
Traded in Other Exchanges
PQ3:Germany
Address
239 Washington Street, Jersey, NJ, USA, 07302
Website
https://www.provident.bank
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The Company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The Company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The Company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income are These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
Executives
George Lista officer: President/CEO SB One Insurance C/O SUSSEX BANK, 399 ROUTE 23, FRANKLIN NJ 07416
James A. Christy officer: SVP, CRO of Provident Bank, other: General Auditor 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Christopher P Martin officer: President
Edward J Leppert director C/O SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
Frank L Fekete director
Walter Sierotko officer: EVP/CLO of Provident Bank 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Vito Giannola officer: EVP & Chief Retail Banking Ofc C/O SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
Anthony J Labozzetta director, officer: President and COO SUSSEX BANCORP, 399 ROUTE 23, FRANKLIN NJ 07416
James P Dunigan director 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Bennett Macdougall officer: EVP, General Counsel, Sec 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Adriano M. Duarte officer: EVP & CAO of Provident Bank 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Matthew K. Harding director 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Robert Mcnerney director C/O SUSSEX BANK, 399 ROUTE 23, FRANKLIN NJ 07416
Ravi Vakacherla officer: Chief Digital & Innovation Off 239 WASHINGTON STREET, JERSEY CITY NJ 07302
Valerie O Murray officer: SVP & Chief Wealth Mgmt Ofc 239 WASHINGTON STREET, JERSEY CITY NJ 07302