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Commercial National Financial (PA) (Commercial National Financial (PA)) Shiller PE Ratio : 4.88 (As of Apr. 26, 2024)


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What is Commercial National Financial (PA) Shiller PE Ratio?

As of today (2024-04-26), Commercial National Financial (PA)'s current share price is $10.1001. Commercial National Financial (PA)'s E10 for the quarter that ended in Dec. 2023 was $2.07. Commercial National Financial (PA)'s Shiller PE Ratio for today is 4.88.

The historical rank and industry rank for Commercial National Financial (PA)'s Shiller PE Ratio or its related term are showing as below:

CNAF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.23   Med: 10.2   Max: 15.15
Current: 4.88

During the past years, Commercial National Financial (PA)'s highest Shiller PE Ratio was 15.15. The lowest was 4.23. And the median was 10.20.

CNAF's Shiller PE Ratio is ranked better than
90.94% of 1126 companies
in the Banks industry
Industry Median: 10.305 vs CNAF: 4.88

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Commercial National Financial (PA)'s adjusted earnings per share data for the three months ended in Dec. 2023 was $0.167. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.07 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Commercial National Financial (PA) Shiller PE Ratio Historical Data

The historical data trend for Commercial National Financial (PA)'s Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Commercial National Financial (PA) Shiller PE Ratio Chart

Commercial National Financial (PA) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.32 7.56 8.09 5.54 4.64

Commercial National Financial (PA) Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.54 4.99 5.13 5.15 4.64

Competitive Comparison of Commercial National Financial (PA)'s Shiller PE Ratio

For the Banks - Regional subindustry, Commercial National Financial (PA)'s Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial National Financial (PA)'s Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Commercial National Financial (PA)'s Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Commercial National Financial (PA)'s Shiller PE Ratio falls into.



Commercial National Financial (PA) Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Commercial National Financial (PA)'s Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=10.1001/2.07
=4.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial National Financial (PA)'s E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Commercial National Financial (PA)'s adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.167/129.4194*129.4194
=0.167

Current CPI (Dec. 2023) = 129.4194.

Commercial National Financial (PA) Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.560 99.695 0.727
201406 0.580 100.560 0.746
201409 0.540 100.428 0.696
201412 0.490 99.070 0.640
201503 0.560 99.621 0.728
201506 0.830 100.684 1.067
201509 0.220 100.392 0.284
201512 0.380 99.792 0.493
201603 0.440 100.470 0.567
201606 0.420 101.688 0.535
201609 0.290 101.861 0.368
201612 0.260 101.863 0.330
201703 0.350 102.862 0.440
201706 0.400 103.349 0.501
201709 0.410 104.136 0.510
201712 1.250 104.011 1.555
201803 0.360 105.290 0.443
201806 0.360 106.317 0.438
201809 0.390 106.507 0.474
201812 0.400 105.998 0.488
201903 0.420 107.251 0.507
201906 0.360 108.070 0.431
201909 0.450 108.329 0.538
201912 0.426 108.420 0.509
202003 0.630 108.902 0.749
202006 0.510 108.767 0.607
202009 -0.020 109.815 -0.024
202012 0.878 109.897 1.034
202103 0.370 111.754 0.428
202106 0.350 114.631 0.395
202109 0.320 115.734 0.358
202112 0.597 117.630 0.657
202203 0.340 121.301 0.363
202206 0.330 125.017 0.342
202209 0.230 125.227 0.238
202212 0.463 125.222 0.479
202303 0.300 127.348 0.305
202306 0.290 128.729 0.292
202309 0.310 129.860 0.309
202312 0.167 129.419 0.167

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Commercial National Financial (PA)  (OTCPK:CNAF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Commercial National Financial (PA) Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Commercial National Financial (PA)'s Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Commercial National Financial (PA) (Commercial National Financial (PA)) Business Description

Traded in Other Exchanges
N/A
Address
900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The bank's primary business includes taking deposits and granting loans to customers in the area of Westmoreland County, Pennsylvania. The bank offers a full range of banking services including extending credit, providing deposit services, marketing non-deposit investments and offering financial counseling. It provides traditional banking and related financial services to individual, business and government customers which include time, savings and demand deposits, the making of commercial, consumer and mortgage loans, and other financial services.
Executives
John T Babilya director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
George V Welty director, officer: Non-Executive Chairman ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Steven H Landers director PO BOX 429, 900 LIGONIER STREET, LATROBE PA 15650
Elaine Rose Bohatch officer: VP/Chief Investmt Ofc/Trust 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Roy Dale Landers director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Bruce A Robinson director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
C Edward Wible director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Debra L Spatola director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Kelly R Moreman officer: Exec VP/Mgr Risk Mgmnt PO BOX 429, LATROBE PA 15650
Cheryl M. Letterio officer: Sr Vice President/Cmplnce Ofcr 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Frank E Jobe director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Dorothy S Hunter director, 10 percent owner P O BOX 429, LATROBE PA 15650
Gregg E Hunter director, 10 percent owner, officer: Vice Chairman/President & CEO ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Michael A Schmidt officer: Executive Vice President/COO PO BOX 429, LATROBE PA 15650
Hunter Stock Trust director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650

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