CNAF (Commercial National Financial (PA)) 5-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNAF Commercial National Financial Corp (PA) CNAF
60 GF Score
Price $8.32
GF Value $8.87
Valuation Fairly Valued
! 2 Warning Signs
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What is Commercial National Financial (PA) 5-Year ROIIC %?

5-Year ROIIC % does not apply to banks.

CNAF
60GF Score
Commercial National Financial Corp (PA) CNAF
5-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $8.32 is trading 6.2% below its estimated GF Value™ of $8.87. GuruFocus considers Commercial National Financial (PA) to be Fairly Valued.

Key valuation signals for CNAF:

  • 5-Year ROIIC %:
  • GF Value™: $8.87 vs. price of $8.32 (6.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
60GF Score

Get the complete analysis for CNAF

5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.32
Price
$8.87
GF Value