CNAF (Commercial National Financial (PA)) Altman Z-Score


CNAF Commercial National Financial Corp (PA) CNAF
60 GF Score
Price $8.00
GF Value $8.88
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Commercial National Financial (PA) Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

CNAF
60GF Score
Commercial National Financial Corp (PA) CNAF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $8.00 is trading 9.9% below its estimated GF Value™ of $8.88. GuruFocus considers Commercial National Financial (PA) to be Modestly Undervalued.

Key valuation signals for CNAF:

  • Altman Z-Score:
  • GF Value™: $8.88 vs. price of $8.00 (9.9% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
60GF Score

Get the complete analysis for CNAF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.00
Price
$8.88
GF Value