CNAF (Commercial National Financial (PA)) Interest Received

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNAF Commercial National Financial Corp (PA) CNAF
61 GF Score
Price $8.77
GF Value $8.65
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial National Financial (PA) Interest Received?

Interest Received only applicable to companies reporting Cash Flow from Operations in direct method.

CNAF
61GF Score
Commercial National Financial Corp (PA) CNAF
Interest Received is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be overvalued. The current stock price of $8.77 is trading 1.4% above its estimated GF Value™ of $8.65. GuruFocus considers Commercial National Financial (PA) to be Fairly Valued.

Key valuation signals for CNAF:

  • Interest Received:
  • GF Value™: $8.65 vs. price of $8.77 (1.4% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company whose principal subsidiary, Commercial Bank & Trust of PA, operates under a Pennsylvania state bank charter and provides full community banking services. The bank's primary business consists of gathering deposits and originating loans, including commercial, residential mortgage, consumer, and agricultural loans, for individuals, businesses, and municipalities. Its customers generally live and work in Westmoreland County and surrounding areas of southwestern Pennsylvania, and its branch network is concentrated in that region. Revenue is generated mainly from net interest income, the spread between interest earned on loans and securities and interest paid on deposits, supplemented by fees and service charges on deposit accounts and other banking services. The company also invests a portion of its assets in securities, and it faces competition from larger regional and national banks as well as other community institutions.
61GF Score

Get the complete analysis for CNAF

Interest Received is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.77
Price
$8.65
GF Value