CNAF (Commercial National Financial (PA)) Tax Rate %: 0.00% (As of Mar. 2026)

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CNAF Commercial National Financial Corp (PA) CNAF
59 GF Score
Price $8.46
GF Value $8.87
Valuation Fairly Valued
! 2 Warning Signs
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What is Commercial National Financial (PA) Tax Rate %?

Commercial National Financial (PA) CNAF +0.42% 59 Tax Rate % is 0.00% as of Mar. 2026. GuruFocus rates CNAF with a GF Score™ of 59/100 and a GF Value™ of $8.87 (Fairly Valued). The stock has 2 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Commercial National Financial (PA)'s Tax Expense for the three months ended in Mar. 2026 was $0.00 Mil. Commercial National Financial (PA)'s Pre-Tax Income for the three months ended in Mar. 2026 was $0.50 Mil. Therefore, Commercial National Financial (PA)'s Tax Rate % for the quarter that ended in Mar. 2026 was 0.00%.

Commercial National Financial (PA) Tax Rate % Related Terms

Commercial National Financial (PA) Tax Rate % Historical Data

* Premium members only.

The historical data trend for Commercial National Financial (PA)'s Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial National Financial (PA) Tax Rate % Chart

Commercial National Financial (PA) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.26 6.24 5.28 -2.73 -2.90

Commercial National Financial (PA) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.87 -3.92 -4.69 0.72 0.00
CNAF
59GF Score
Commercial National Financial Corp (PA) CNAF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial National Financial (PA) Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Commercial National Financial (PA)'s Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=-0.053/1.825
=-2.90 %

Commercial National Financial (PA)'s Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0/0.503
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 0.00% mean?
Commercial National Financial (PA) (CNAF) has a Tax Rate % of 0.00% as of Mar. 2026.
Is Commercial National Financial (PA)'s Tax Rate % too high?
Commercial National Financial (PA)'s current Tax Rate % is 0.00%. Overall, Commercial National Financial (PA) has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial National Financial (PA)'s Tax Rate % compare to MCHT and UNIF?
Commercial National Financial (PA)'s Tax Rate % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Commercial National Financial (PA)'s current Tax Rate % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial National Financial (PA) stock overvalued right now?
Based on GuruFocus' analysis, Commercial National Financial (PA) (CNAF) is currently considered Fairly Valued. The stock's GF Value™ is $8.87, compared to a current price of $8.46 — trading 4.7% below its estimated fair value. The current Tax Rate % is 0.00%. Commercial National Financial (PA)'s overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Commercial National Financial (PA) (CNAF), the current Tax Rate % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $8.46 is trading 4.7% below its estimated GF Value™ of $8.87. GuruFocus considers Commercial National Financial (PA) to be Fairly Valued.

Key valuation signals for CNAF:

  • Tax Rate %: 0.00%
  • GF Value™: $8.87 vs. price of $8.46 (4.7% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
59GF Score

Get the complete analysis for CNAF

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.46
Price
$8.87
GF Value