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CNAF (Commercial National Financial (PA)) Scaled Net Operating Assets : -0.25 (As of Sep. 2024)


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What is Commercial National Financial (PA) Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Commercial National Financial (PA)'s operating assets for the quarter that ended in Sep. 2024 was $216.54 Mil. Commercial National Financial (PA)'s operating liabilities for the quarter that ended in Sep. 2024 was $312.15 Mil. Commercial National Financial (PA)'s Total Assets for the quarter that ended in Jun. 2024 was $385.32 Mil. Therefore, Commercial National Financial (PA)'s scaled net operating assets (SNOA) for the quarter that ended in Sep. 2024 was -0.25.


Commercial National Financial (PA) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Commercial National Financial (PA)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(385.173-329.166)/408.374
=0.14

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=390.619 - 5.446
=385.173

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=354.483 - 0 - 25.317
=329.166

Commercial National Financial (PA)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2024 )
=(Operating Assets (Q: Sep. 2024 )-Operating Liabilities (Q: Sep. 2024 ))/Total Assets (Q: Jun. 2024 )
=(216.541-312.15)/385.322
=-0.25

where

Operating Assets(Q: Sep. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=390.283 - 173.742
=216.541

Operating Liabilities(Q: Sep. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=351.847 - 0 - 39.697
=312.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Commercial National Financial (PA) Scaled Net Operating Assets Related Terms

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Commercial National Financial (PA) Business Description

Traded in Other Exchanges
N/A
Address
900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The bank's primary business includes taking deposits and granting loans to customers in the area of Westmoreland County, Pennsylvania. The bank offers a full range of banking services including extending credit, providing deposit services, marketing non-deposit investments and offering financial counseling. It provides traditional banking and related financial services to individual, business and government customers which include time, savings and demand deposits, the making of commercial, consumer and mortgage loans, and other financial services.
Executives
John T Babilya director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
George V Welty director, officer: Non-Executive Chairman ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Steven H Landers director PO BOX 429, 900 LIGONIER STREET, LATROBE PA 15650
Elaine Rose Bohatch officer: VP/Chief Investmt Ofc/Trust 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Roy Dale Landers director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Bruce A Robinson director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
C Edward Wible director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Debra L Spatola director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Kelly R Moreman officer: Exec VP/Mgr Risk Mgmnt PO BOX 429, LATROBE PA 15650
Cheryl M. Letterio officer: Sr Vice President/Cmplnce Ofcr 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Frank E Jobe director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Dorothy S Hunter director, 10 percent owner P O BOX 429, LATROBE PA 15650
Gregg E Hunter director, 10 percent owner, officer: Vice Chairman/President & CEO ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Michael A Schmidt officer: Executive Vice President/COO PO BOX 429, LATROBE PA 15650
Hunter Stock Trust director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650