CNAF (Commercial National Financial (PA)) PEG Ratio: N/A (As of Jul. 03, 2026)


CNAF Commercial National Financial Corp (PA) CNAF
60 GF Score
Price $8.00
GF Value $8.88
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Commercial National Financial (PA) PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Commercial National Financial (PA)'s PE Ratio without NRI is 11.59. Commercial National Financial (PA)'s 5-Year Book Value growth rate is -13.20%. Therefore, Commercial National Financial (PA)'s PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Commercial National Financial (PA)'s PEG Ratio or its related term are showing as below:


During the past 13 years, Commercial National Financial (PA)'s highest PEG Ratio was 5.70. The lowest was 2.51. And the median was 2.96.


CNAF's PEG Ratio is not ranked *
in the Banks industry.
Industry Median: 1.53
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Commercial National Financial (PA)  (OTCPK:CNAF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Commercial National Financial (PA) PEG Ratio Related Terms


Commercial National Financial (PA) PEG Ratio Historical Data

* Premium members only.

The historical data trend for Commercial National Financial (PA)'s PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial National Financial (PA) PEG Ratio Chart

Commercial National Financial (PA) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.89 0.00 0.00 0.00 0.00

Commercial National Financial (PA) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CNAF vs MCHT, UNIF, SNNF: PEG Ratio Comparison

For the Banks - Regional subindustry, Commercial National Financial (PA)'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial National Financial (PA) PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial National Financial (PA)'s PEG Ratio distribution charts can be found below:

* The bar in red indicates where Commercial National Financial (PA)'s PEG Ratio falls into.


CNAF
60GF Score
Commercial National Financial Corp (PA) CNAF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial National Financial (PA) PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Commercial National Financial (PA)'s PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.594202898551/-13.20
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $8.00 is trading 9.9% below its estimated GF Value™ of $8.88. GuruFocus considers Commercial National Financial (PA) to be Modestly Undervalued.

Key valuation signals for CNAF:

  • PEG Ratio: N/A
  • GF Value™: $8.88 vs. price of $8.00 (9.9% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
60GF Score

Get the complete analysis for CNAF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.00
Price
$8.88
GF Value