CNAF (Commercial National Financial (PA)) ROC %: % (As of Mar. 2026)


CNAF Commercial National Financial Corp (PA) CNAF
59 GF Score
Price $7.85
GF Value $8.45
Valuation Fairly Valued
! 2 Warning Signs
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What is Commercial National Financial (PA) ROC %?

Commercial National Financial (PA) CNAF -1.81% 59 ROC % is % as of Mar. 2026. GuruFocus rates CNAF with a GF Score™ of 59/100 and a GF Value™ of $8.45 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

CNAF
59GF Score
Commercial National Financial Corp (PA) CNAF
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Commercial National Financial (PA) (CNAF) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Commercial National Financial (PA) and its competitors.
Is Commercial National Financial (PA)'s ROC % too high?
Commercial National Financial (PA)'s current ROC % is %. Overall, Commercial National Financial (PA) has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial National Financial (PA)'s ROC % compare to BCCB and SNNF?
Commercial National Financial (PA)'s ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Commercial National Financial (PA) and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial National Financial (PA)'s current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial National Financial (PA) stock overvalued right now?
Based on GuruFocus' analysis, Commercial National Financial (PA) (CNAF) is currently considered Fairly Valued. The stock's GF Value™ is $8.45, compared to a current price of $7.85 — trading 7.1% below its estimated fair value. The current ROC % is %. Commercial National Financial (PA)'s overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Commercial National Financial (PA) (CNAF), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $7.85 is trading 7.1% below its estimated GF Value™ of $8.45. GuruFocus considers Commercial National Financial (PA) to be Fairly Valued.

Key valuation signals for CNAF:

  • ROC %: %
  • GF Value™: $8.45 vs. price of $7.85 (7.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
59GF Score

Get the complete analysis for CNAF

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.85
Price
$8.45
GF Value