CNAF (Commercial National Financial (PA)) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


CNAF Commercial National Financial Corp (PA) CNAF
59 GF Score
Price $7.85
GF Value $8.45
Valuation Fairly Valued
! 2 Warning Signs
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What is Commercial National Financial (PA) Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Commercial National Financial (PA)'s Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

CNAF vs BCCB, SNNF, UNIF: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Commercial National Financial (PA)'s Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Commercial National Financial (PA) Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Commercial National Financial (PA)'s Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Commercial National Financial (PA)'s Margin of Safety % (DCF FCF Based) falls into.


CNAF
59GF Score
Commercial National Financial Corp (PA) CNAF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Commercial National Financial (PA) (CNAF) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial National Financial (PA) stock appears to be undervalued. The current stock price of $7.85 is trading 7.1% below its estimated GF Value™ of $8.45. GuruFocus considers Commercial National Financial (PA) to be Fairly Valued.

Key valuation signals for CNAF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $8.45 vs. price of $7.85 (7.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the CNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial National Financial (PA) Business Description

Address 900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
59GF Score

Get the complete analysis for CNAF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.85
Price
$8.45
GF Value