BXRBF (Bendigo and Adelaide Bank) Accounts Receivable: $0 Mil (As of Dec. 2025)

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BXRBF Bendigo and Adelaide Bank Ltd BXRBF
51 GF Score
Price $7.71
GF Value $8.18
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Bendigo and Adelaide Bank Accounts Receivable?

Bendigo and Adelaide Bank BXRBF +5.33% 51 Accounts Receivable is $0 Mil as of Dec. 2025. GuruFocus rates BXRBF with a GF Score™ of 51/100 and a GF Value™ of $8.18 (Fairly Valued). The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Bendigo and Adelaide Bank's accounts receivables for the quarter that ended in Dec. 2025 was $0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Bendigo and Adelaide Bank's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Bendigo and Adelaide Bank's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was $-95.93.


Bendigo and Adelaide Bank Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Bendigo and Adelaide Bank's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/673.754*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Bendigo and Adelaide Bank's accounts receivable are only considered to be worth 75% of book value:

Bendigo and Adelaide Bank's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1812.757+0.75 * 0+0.5 * 0-62894.884
-0-0)/636.738
=-95.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Bendigo and Adelaide Bank Accounts Receivable Related Terms


Bendigo and Adelaide Bank Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Bendigo and Adelaide Bank's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bendigo and Adelaide Bank Accounts Receivable Chart

Bendigo and Adelaide Bank Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Accounts Receivable
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Bendigo and Adelaide Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BXRBF
51GF Score
Bendigo and Adelaide Bank Ltd BXRBF
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Bendigo and Adelaide Bank Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $0 Mil mean?
Bendigo and Adelaide Bank (BXRBF) has a Accounts Receivable of $0 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Bendigo and Adelaide Bank and its competitors.
Is Bendigo and Adelaide Bank's Accounts Receivable too high?
Bendigo and Adelaide Bank's current Accounts Receivable is $0 Mil. Overall, Bendigo and Adelaide Bank has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's Accounts Receivable compare to PNC and USB?
Bendigo and Adelaide Bank's Accounts Receivable of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Bendigo and Adelaide Bank and its competitors. Bendigo and Adelaide Bank's current Accounts Receivable is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $8.18, compared to a current price of $7.71 — trading 5.7% below its estimated fair value. The current Accounts Receivable is $0 Mil. Bendigo and Adelaide Bank's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current Accounts Receivable is $0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of $7.71 is trading 5.7% below its estimated GF Value™ of $8.18. GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.

Key valuation signals for BXRBF:

  • Accounts Receivable: $0 Mil
  • GF Value™: $8.18 vs. price of $7.71 (5.7% below fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
51GF Score

Get the complete analysis for BXRBF

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.71
Price
$8.18
GF Value