BXRBF (Bendigo and Adelaide Bank) PEG Ratio: 12.59 (As of Jun. 27, 2026) — 11% Above Median


BXRBF Bendigo and Adelaide Bank Ltd BXRBF
55 GF Score
Price $7.32
GF Value $8.03
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Bendigo and Adelaide Bank PEG Ratio?

Bendigo and Adelaide Bank BXRBF 55 PEG Ratio is 12.59 as of Jun. 27, 2026, which is 11% above its 10-year median of 11.35. GuruFocus rates BXRBF with a GF Score™ of 55/100 and a GF Value™ of $8.03 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,229 Banks companies, Bendigo and Adelaide Bank ranks worse than 94.63% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Bendigo and Adelaide Bank's PE Ratio without NRI is 22.66. Bendigo and Adelaide Bank's 5-Year Book Value growth rate is 1.80%. Therefore, Bendigo and Adelaide Bank's PEG Ratio for today is 12.59.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Bendigo and Adelaide Bank's PEG Ratio or its related term are showing as below:

BXRBF' s PEG Ratio Range Over the Past 10 Years
Min: 5.87   Med: 11.35   Max: 46.94
Current: 11.91


During the past 13 years, Bendigo and Adelaide Bank's highest PEG Ratio was 46.94. The lowest was 5.87. And the median was 11.35.


BXRBF's PEG Ratio is ranked worse than
94.63% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs BXRBF: 11.91

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Bendigo and Adelaide Bank  (OTCPK:BXRBF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Bendigo and Adelaide Bank PEG Ratio Related Terms


Bendigo and Adelaide Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Bendigo and Adelaide Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bendigo and Adelaide Bank PEG Ratio Chart

Bendigo and Adelaide Bank Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.29 18.39 8.51 6.63 13.06

Bendigo and Adelaide Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.63 0.00 13.06 0.00

BXRBF vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Bendigo and Adelaide Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bendigo and Adelaide Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Bendigo and Adelaide Bank's PEG Ratio falls into.


BXRBF
55GF Score
Bendigo and Adelaide Bank Ltd BXRBF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bendigo and Adelaide Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Bendigo and Adelaide Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=22.66253869969/1.80
=12.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 12.59 mean?
Bendigo and Adelaide Bank (BXRBF) has a PEG Ratio of 12.59 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bendigo and Adelaide Bank and its competitors. This is 11% above median its historical median of 11.35. Over the past decade, Bendigo and Adelaide Bank's PEG Ratio has ranged from 5.87 to 46.94. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #1163 out of 1229 companies in the Banks industry, placing it in the top 94.6%.
Is Bendigo and Adelaide Bank's PEG Ratio too high?
Bendigo and Adelaide Bank's current PEG Ratio of 12.59 is 11% above median its 10-year median of 11.35. Over the past 10 years, this metric has ranged from a low of 5.87 to a high of 46.94. The Banks industry median PEG Ratio is 1.52. Bendigo and Adelaide Bank's value of 12.59 is 728.3% above this industry median. Based on the distribution chart, Bendigo and Adelaide Bank ranks #1163 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #1163 out of 1229 companies for PEG Ratio. This places Bendigo and Adelaide Bank in the lower half of its industry. The industry median PEG Ratio is 1.52. Bendigo and Adelaide Bank's value of 12.59 is 728.3% above this benchmark. Historically, Bendigo and Adelaide Bank's own PEG Ratio has ranged from 5.87 to 46.94 over the past decade. While the company's 10-year median is 11.35 vs. the industry median of 1.52, Bendigo and Adelaide Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bendigo and Adelaide Bank's current PEG Ratio of 12.59 is 728.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current PEG Ratio is 12.59, which is 11% above median its own 10-year median of 11.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.03, compared to a current price of $7.32 — trading 8.8% below its estimated fair value. The current PEG Ratio is 12.59, which is 11% above median its 10-year median of 11.35 and 728.3% above the Banks industry median of 1.52. Bendigo and Adelaide Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current PEG Ratio is 12.59 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of $7.32 is trading 8.8% below its estimated GF Value™ of $8.03. GuruFocus considers Bendigo and Adelaide Bank to be Modestly Undervalued.

Key valuation signals for BXRBF:

  • PEG Ratio: 12.59 (11% above median its 10-year median of 11.35)
  • GF Value™: $8.03 vs. price of $7.32 (8.8% below fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 728.3% above the Banks median (#1163 of 1229)

No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
55GF Score

Get the complete analysis for BXRBF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.32
Price
$8.03
GF Value