BXRBF (Bendigo and Adelaide Bank) Net Loan: $55,256 Mil (As of Dec. 2025)


BXRBF Bendigo and Adelaide Bank Ltd BXRBF
55 GF Score
Price $7.71
GF Value $8.16
Valuation Fairly Valued
! 7 Warning Signs
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What is Bendigo and Adelaide Bank Net Loan?

Bendigo and Adelaide Bank BXRBF +5.33% 55 Net Loan is $55,256 Mil as of Dec. 2025. GuruFocus rates BXRBF with a GF Score™ of 55/100 and a GF Value™ of $8.16 (Fairly Valued). The stock has 7 warning signs investors should review.

Bendigo and Adelaide Bank's quarterly net loan increased from Dec. 2024 ($52,215 Mil) to Jun. 2025 ($55,215 Mil) and increased from Jun. 2025 ($55,215 Mil) to Dec. 2025 ($55,256 Mil).

Bendigo and Adelaide Bank's annual net loan increased from Jun. 2023 ($52,115 Mil) to Jun. 2024 ($55,215 Mil) and increased from Jun. 2024 ($55,215 Mil) to Jun. 2025 ($55,256 Mil).

Bendigo and Adelaide Bank Net Loan Historical Data

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The historical data trend for Bendigo and Adelaide Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bendigo and Adelaide Bank Net Loan Chart

Bendigo and Adelaide Bank Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54,368.04 53,951.16 52,115.44 52,918.66 55,214.91

Bendigo and Adelaide Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51,602.81 52,918.66 52,214.82 55,214.91 55,255.81
BXRBF
55GF Score
Bendigo and Adelaide Bank Ltd BXRBF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bendigo and Adelaide Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $55,256 Mil mean?
Bendigo and Adelaide Bank (BXRBF) has a Net Loan of $55,256 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Bendigo and Adelaide Bank and its competitors.
Is Bendigo and Adelaide Bank's Net Loan too high?
Bendigo and Adelaide Bank's current Net Loan is $55,256 Mil. Overall, Bendigo and Adelaide Bank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's Net Loan compare to PNC and USB?
Bendigo and Adelaide Bank's Net Loan of $55,256 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bendigo and Adelaide Bank and its competitors. Bendigo and Adelaide Bank's current Net Loan is $55,256 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $8.16, compared to a current price of $7.71 — trading 5.5% below its estimated fair value. The current Net Loan is $55,256 Mil. Bendigo and Adelaide Bank's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current Net Loan is $55,256 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of $7.71 is trading 5.5% below its estimated GF Value™ of $8.16. GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.

Key valuation signals for BXRBF:

  • Net Loan: $55,256 Mil
  • GF Value™: $8.16 vs. price of $7.71 (5.5% below fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
55GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.71
Price
$8.16
GF Value