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During the past 12 months, Bendigo and Adelaide Bank's average Book Value per Share Growth Rate was -1.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was -1.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 0.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Bendigo and Adelaide Bank was 31.00% per year. The lowest was -4.90% per year. And the median was 2.05% per year.
Bendigo and Adelaide Bank (OTCPK:BXRBF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Bendigo and Adelaide Bank 3-Year Book Growth Rate Related Terms
BXRBF vs USB, PNC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Bendigo and Adelaide Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bendigo and Adelaide Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Bendigo and Adelaide Bank's 3-Year Book Growth Rate falls into.
Bendigo and Adelaide Bank 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of -1.20% mean?
Bendigo and Adelaide Bank (BXRBF) has a 3-Year Book Growth Rate of -1.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bendigo and Adelaide Bank and its competitors. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #1386 out of 1491 companies in the Banks industry, placing it in the top 93%.
Is Bendigo and Adelaide Bank's 3-Year Book Growth Rate too high?
Bendigo and Adelaide Bank's current 3-Year Book Growth Rate is -1.20%. Based on the distribution chart, Bendigo and Adelaide Bank ranks #1386 out of 1491 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's 3-Year Book Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #1386 out of 1491 companies for 3-Year Book Growth Rate. This places Bendigo and Adelaide Bank in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current 3-Year Book Growth Rate is -1.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $7.43, compared to a current price of $7.75 — trading 4.3% above its estimated fair value. The current 3-Year Book Growth Rate is -1.20%. Bendigo and Adelaide Bank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current 3-Year Book Growth Rate is -1.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be overvalued.
The current stock price of $7.75 is trading 4.3% above its estimated GF Value™ of $7.43.
GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.
Key valuation signals for BXRBF:
3-Year Book Growth Rate: -1.20%
GF Value™: $7.43 vs. price of $7.75 (4.3% above fair value)
No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
48GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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