BXRBF (Bendigo and Adelaide Bank) ROE % Adjusted to Book Value: 6.93% (As of Dec. 2025)


BXRBF Bendigo and Adelaide Bank Ltd BXRBF
55 GF Score
Price $7.32
GF Value $8.33
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Bendigo and Adelaide Bank ROE % Adjusted to Book Value?

Bendigo and Adelaide Bank BXRBF 55 ROE % Adjusted to Book Value is 6.93% as of Dec. 2025. GuruFocus rates BXRBF with a GF Score™ of 55/100 and a GF Value™ of $8.33 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Bendigo and Adelaide Bank's ROE % for the quarter that ended in Dec. 2025 was 7.00%. Bendigo and Adelaide Bank's PB Ratio for the quarter that ended in Dec. 2025 was 1.01. Bendigo and Adelaide Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 6.93%.


Bendigo and Adelaide Bank ROE % Adjusted to Book Value Related Terms


Bendigo and Adelaide Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bendigo and Adelaide Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bendigo and Adelaide Bank ROE % Adjusted to Book Value Chart

Bendigo and Adelaide Bank Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.74 9.31 9.94 10.28 -1.71

Bendigo and Adelaide Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.71 9.80 7.58 -11.28 6.93

BXRBF vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bendigo and Adelaide Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bendigo and Adelaide Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bendigo and Adelaide Bank's ROE % Adjusted to Book Value falls into.


BXRBF
55GF Score
Bendigo and Adelaide Bank Ltd BXRBF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bendigo and Adelaide Bank ROE % Adjusted to Book Value Calculation

Bendigo and Adelaide Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-1.40% / 0.82
=-1.71%

Bendigo and Adelaide Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.00% / 1.01
=6.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.93% mean?
Bendigo and Adelaide Bank (BXRBF) has a ROE % Adjusted to Book Value of 6.93% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bendigo and Adelaide Bank and its competitors.
Is Bendigo and Adelaide Bank's ROE % Adjusted to Book Value too high?
Bendigo and Adelaide Bank's current ROE % Adjusted to Book Value is 6.93%. Overall, Bendigo and Adelaide Bank has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's ROE % Adjusted to Book Value compare to PNC and USB?
Bendigo and Adelaide Bank's ROE % Adjusted to Book Value of 6.93% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bendigo and Adelaide Bank and its competitors. Bendigo and Adelaide Bank's current ROE % Adjusted to Book Value is 6.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.33, compared to a current price of $7.32 — trading 12.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.93%. Bendigo and Adelaide Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current ROE % Adjusted to Book Value is 6.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of $7.32 is trading 12.1% below its estimated GF Value™ of $8.33. GuruFocus considers Bendigo and Adelaide Bank to be Modestly Undervalued.

Key valuation signals for BXRBF:

  • ROE % Adjusted to Book Value: 6.93%
  • GF Value™: $8.33 vs. price of $7.32 (12.1% below fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
55GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.32
Price
$8.33
GF Value