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During the past 12 months, Bendigo and Adelaide Bank's average EPS without NRI Growth Rate was 23.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -6.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -2.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -0.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Bendigo and Adelaide Bank was 24.40% per year. The lowest was -23.50% per year. And the median was 2.95% per year.
Bendigo and Adelaide Bank (OTCPK:BXRBF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Bendigo and Adelaide Bank 3-Year EPS without NRI Growth Rate Related Terms
BXRBF vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Bendigo and Adelaide Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bendigo and Adelaide Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bendigo and Adelaide Bank's 3-Year EPS without NRI Growth Rate falls into.
Bendigo and Adelaide Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -6.80% mean?
Bendigo and Adelaide Bank (BXRBF) has a 3-Year EPS without NRI Growth Rate of -6.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bendigo and Adelaide Bank and its competitors. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #1176 out of 1407 companies in the Banks industry, placing it in the top 83.6%.
Is Bendigo and Adelaide Bank's 3-Year EPS without NRI Growth Rate too high?
Bendigo and Adelaide Bank's current 3-Year EPS without NRI Growth Rate is -6.80%. Based on the distribution chart, Bendigo and Adelaide Bank ranks #1176 out of 1407 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #1176 out of 1407 companies for 3-Year EPS without NRI Growth Rate. This places Bendigo and Adelaide Bank in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current 3-Year EPS without NRI Growth Rate is -6.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $7.40, compared to a current price of $7.75 — trading 4.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -6.80%. Bendigo and Adelaide Bank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current 3-Year EPS without NRI Growth Rate is -6.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be overvalued.
The current stock price of $7.75 is trading 4.7% above its estimated GF Value™ of $7.40.
GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.
Key valuation signals for BXRBF:
3-Year EPS without NRI Growth Rate: -6.80%
GF Value™: $7.40 vs. price of $7.75 (4.7% above fair value)
No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
48GF Score
Get the complete analysis for BXRBF
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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