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The historical rank and industry rank for Bendigo and Adelaide Bank's EV-to-OCF or its related term are showing as below:
BXRBF'
s EV-to-OCF Range Over the Past 10 Years
Min: -4778.56 Med: 2.49 Max: 51.35
Current: -12.79
During the past 13 years, the highest EV-to-OCF of Bendigo and Adelaide Bank was 51.35. The lowest was -4778.56. And the median was 2.49.
BXRBF's EV-to-OCF is ranked better than 90.8% of 1500
companies
in the Banks industry
Industry Median: 3.785
vs BXRBF: -12.79
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bendigo and Adelaide Bank (OTCPK:BXRBF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bendigo and Adelaide Bank's PE Ratio (TTM) for today is calculated as:
Bendigo and Adelaide Bank's share price for today is $7.71.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bendigo and Adelaide Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.105.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bendigo and Adelaide Bank EV-to-OCF Related Terms
Bendigo and Adelaide Bank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bendigo and Adelaide Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bendigo and Adelaide Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bendigo and Adelaide Bank's EV-to-OCF falls into.
Bendigo and Adelaide Bank's current Enterprise Value is $9,093 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bendigo and Adelaide Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-656 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bendigo and Adelaide Bank (BXRBF) has a EV-to-OCF of -13.87 as of Jul. 29, 2026. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #138 out of 1500 companies in the Banks industry, placing it in the top 9.2%.
Is Bendigo and Adelaide Bank's EV-to-OCF too high?
Bendigo and Adelaide Bank's current EV-to-OCF is -13.87. Based on the distribution chart, Bendigo and Adelaide Bank ranks #138 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #138 out of 1500 companies for EV-to-OCF. This places Bendigo and Adelaide Bank in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.79, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current EV-to-OCF is -13.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $8.18, compared to a current price of $7.71 — trading 5.7% below its estimated fair value. The current EV-to-OCF is -13.87. Bendigo and Adelaide Bank's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current EV-to-OCF is -13.87 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued.
The current stock price of $7.71 is trading 5.7% below its estimated GF Value™ of $8.18.
GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.
Key valuation signals for BXRBF:
EV-to-OCF: -13.87
GF Value™: $8.18 vs. price of $7.71 (5.7% below fair value)
No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
51GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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